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  1. Debt Reduction & Money Management
    Can anyone recommend a reputable cccs? Thanks
  2. Financial hardship
    I hear about this place all the time. Can someone explain it too me and how it works. Specific questions: Like if one spouse is upsidedown in debt and the other is not, but still has debt but only in their name and they pay for it because one is not working, can they show that? Not sure if...
  3. Debt Reduction & Money Management
    Since the thread about the CCCS has gotten to be just a lesson in manners I am going to give an honest critique as I am with a CCCS right now. I'm torn in both directions.. on one hand they got my creditors to cut my interest rates (one was as high as 30%) and that has saved me money, but I am...
  4. Debt Reduction & Money Management
    I haven 't posted in awhile because I have been horribly sick all summer with morning sickness. We were suprised to find out that we are expecting #7. We are in a depressing amount of debt and since we have moved 18 months ago and my husband's pay went down all most immediately after we moved...
  5. Debt Reduction & Money Management
    Has anyone used them? Had success with them? DB says his mother used one and has had great success with them, but he of course cant remember who she used. Is it true it looks just like a bankruptcy on your credit report? Ive heard so many different things about them, I dont know what to...
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