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  1. General Chat
    Hello to all of you, I turned 30 this month as I am sure most of you were unaware, and I simply enjoyed being in my 20's even though I have learned alot(if I only knew back then what I know now I would probably have more in savings). As a friend put it being 30 is the new 20 but, with having...
  2. General Chat
    :pblow: Old Man got a raise :pblow: He was one of the only people in the office to get a raise... and he got .45/hour more than everyone else :shhh: In a time where job security is no longer secure... we'll take what we can get. I am SO proud of him!
  3. Lifestyle challenges
    :cheergrl: I was recently reminded how easy it is to focus on the negative, the missing, the imperfections in our lives. Times are challenging enough on many fronts; my challenge is to find the good, the abundance and what is right and celebrate!! :cheergrl:
  4. Freebies
    Get a free Celebrate Urban Birds Kit that contains 2 posters, a sticker, a seed packet and more when you register for free. You can request this kit by mail or download the materials from the website. This offer is available to individuals requesting just one kit or organizations requiring...
  5. Success Stories
    We paid off the last of our CC's late last week. :D We were able to pay off $34K worth of CC debt and HELOC loan. :yippee: :yippee: :fdance: :fdance:
  6. Freebies
    Free Celebrate Urban Birds kit Request Celebrate Urban Birds kits for free: two posters to help you identify birds, data sheet and return envelope, packet of flower seeds to plant, and instructions.
  7. General Chat
    Dh has a job! He went two days ago to apply for a commissionaires position (he is retired military) and they told him that he would get a call for another interview but they called today and he starts his course April 16th! :D Dh can have as many hours as he would like and was told that he...
  8. General Chat
    Ds's braces need to need to be paid for March 28th. We needed between 4000 and 4500 for our part. I'm currently at $4134. We have 8 more $50 auto drafts into the account by then so 400 more$'s. so we will hit $4534. So we will make it!!!!!:cheer4::cheer4: If they are actually 4000 instead of...
  9. General Chat
    What traditions do you have? What kind of food do you make?
  10. Debt Reduction & Money Management
    Today I'm sending a check for $500.00 to the hospital to take care of the rest of my medical bills!! I now have them all paid and can start working on the ccs!! I'm so happy to be finished with that!! It was a big set-back, but now it's over!!! :cheer4::yippee::fdance:
  11. Swaps
    Our March swap sign up is officially open. This will be a spring swap, Celebrate Spring, this could include anything that reminds you of spring, such as a spring colored candle, seed packets, gardening tools like maybe garden gloves and a hand held spade or rake, anything that has to do with...
  12. Holidays-Special Occasions-Celebrations
    We celebrate Chinese New Year at our house. We get together and have a Chinese dinner. My daughter and her hubby came over with their 2 kids and my other daughter came too. I set the table very pretty with mine and my daughters dishes. We even use chopsticks! My sweet hubby got me 2 teapots and...
  13. Success Stories
    Since joining the board I've been trying hard to be frugal and put as much extra money against my student loans as I can. Not only did I exceed my goal this month for saving (thanks to DH's Christmas bonus), my total debt load is down to FOUR digits!!! :dancing: I feel SO motivated right now! :D
  14. Leisure & Media Arts
  15. General Chat
    Today is my 3rd anniversary of being cancer FREE! :D
  16. Holidays-Special Occasions-Celebrations
    Do you go all out, cake and ice cream w/family, or nothing at all? Dh b-day is next week, we normally don't do much but have cake and ice cream here at the house!! Also, any ideas on something creative to do for him?
  17. Debt Reduction & Money Management
    I've made it really simple to paying down your debt. Now it's time to celebrate (once your debt is paid off) and then start to save. Time to celebrate - after all the hard work, it is time to celebrate, doing so with cash only. If you've wanted something new and you now have the cash for...
  18. Religion
    We do. We center our focus on our Nativity set. I will make a Birthday cake. In the past we would give three gifts to Charity. This year all three children will give some of their Christmas gift money (they each got twenty dollars from grandma) to a charity of their choice. Because it is a...
  19. Christmas
    We don't put up a tree until very close to Christmas but we do celebrate the drawing near of Christmas and the birth of Jesus. I put a blue tablecloth on our table (Blue is the color of Hope) and I have a lovly advent wreath made of different fir cones and nuts/seeds. I usually have 4 plue...
  20. Christmas
    What is Christmas like around your house? I usually throw a Christmas party a week or so before the actual holiday. The party is for my relatives. There's lots of food, homemade cookies and desserts, Christmas music and an inexpensive gift exchange takes place. We used to always have a large...
1-20 of 63 Results