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  1. Dave Ramsey
    When Only One Wants to Change - daveramsey.com Interesting to say the least! I am trying to get my guy as excited as I am about doing the "Plan" even if it would mean tweaking it a bit. We just recently decided that his money and my money would be our money but I can't keep up with him...
  2. General Chat
    I've been a member here for a while but I haven't been posting much in the past 2.5 years. I went back to school to get my Associate Degree in Nursing and I am proud to say that I worked my tail off and I graduated with a 4.0. I took my state boards on Tuesday and yesterday I found out that I...
  3. DIY
    My hot water tap is leaking...I think it may need to be replaced...is it hard to do? Can anyone walk me through it? TIA! Janine
  4. Family
    So we had an appointment with DD's pediatrician today. I explained what the issues we were still having are and that dd has developed the shakes in her hands. It turns out it is a side effect of her Olanzipine. She also has started to show more signs of extreme emotional changes through out the...
  5. Freebies
    Free New Bride Name Change Kit
  6. Utilities
    How are these electric companies robbing us? Its outrageous! My wife and I live alone in a 2 bed 1 bath and this month our electric bill was almost 300 dollars! Something bout this just aint right. This has really been bothering me. I have searched the web for answers and tips and have come...
  7. General Chat
    Have you thought about it? It's probably inevitable. Now what? What are you going to be doing differently? I guess I will pretty much give up all driving but to pick up necessities. Heck, I don't know, if the way prices keep going up if we will be able to afford even the necessities...
  8. Money challenges
    Who wants to join in? Ours will be for birthdays and/or Christmas. It adds up fast!! What about you? :)
  9. General Chat
    Hi everyone! I used to visit this forum many years ago. Now I'm ready to make some BIG changes around here.... partly out of a desire to reduce debt, and partly out of necessity, since I lost my job this past year. For me, there is no better time to make changes than January 1. The holidays...
  10. Homesteading and gardening
    My comment is somewhat physiological. Utilizing the bounty of Summer for off season use is the aim. People preserve produce and the product is only desirable for short periods. I know a lady who has a basement with many jars of preserves that never get used. They preserve (keep) but are...
  11. General Chat
    We decided to drop the home phone. I am making a list of everyone I need to tell about the change in phone number. Have the doctors (regular, dentist, eye doc) The children's schools bank Who else? Help me not miss anyone. Thanks
  12. Homesteading and gardening
    I found out that when I move to Delaware (this spring/summer) I will be in a higher zone! Zone 7 instead of Zone 4. I'm very excited for all the plants that opens up to me! Decisions, decisions, what on earth will I plant?? I am thinking food. Lots of food, not lots at one time but variety...
  13. Health and beauty
    Made some change in my diet with some exercises 3-4 times a week. I'm down 16 pounds this week. Wahoo! :) Diet consists of veggies/fruits, 1 or 2 slice of bread. Limited dairy, no meat.... Drinks: Water, green tea. My goal is to lose 80LBS.
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