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  1. General Chat
    He has been making them and selling them and i told him i wanted one and he had an extra one so here it is.....
  2. General Chat
    I caught the tail end of a commercial for Western Sky Financial. All I can say is :yikes: APR is in bold. Loan Product Borrower Proceeds Loan Fee APR Number of Payments Payment Amount $5,075 Loan $5,000 $75 116.73% 84 $486.58 $2,600 Loan $2,525 $75 139.22%...
  3. General Chat
    We are a little over 6 weeks into the New Year. Some of us made resolutions, others know better. For those of you that did. How are you doing now? Have you kept them or abandoned them already.... ~ I seem to have lost my exercise resolution but I did join the lose 1lb a week challenge so I...
  4. General Chat
    I checked a few of these sites. WOW I wish my taxes were what they were reporting. The value of our home varies by almost $100,000 on different sites. One has a pic of the wrong hobby farm! Where in the heck do they get their info?
  5. General Chat
    I got a nice surprise at the the check out today. I was buying the Harry Potter Deathly Hallow part 2 for a birthday present ( we have the rest of the movies and do not have and have not seen this one) I picked the one with special features ( we love those) and headed to the check out. The...
  6. Health and beauty
    The Health department in many Counties over free or near free help with stopping smoking they over free nicorete gum and such. I would call your local Health Department and see of the offer the programs in your area.
  7. Utilities
    We have the 'gold' furnace, installed in '99. When we just had an oil company service it for the upcoming winter, he told us about a program the company is offering- if you have a certain 'burner' on it, you can call the company, they will send you a NEW burner FREE. These particular burner...
  8. Coupons
    I got a nice surprise today. It was a coupon booklet from Schick and similar companies. Not sure why I got it, but I did. I must be registered with their company. Check your mailboxes the next few days. If anyone knows why I got this? Let me know. The booklet contained $4.00 of Schick...
  9. Question and Answer
    I came across a cashier's check that I did not deposit. It is dated 12/1/2010. Can I still deposit it? Can't believe I left it so long. Only worth $1.94. The frugal me says to deposit it if I still can. Anyone know if I can still deposit it?
  10. Dave Ramsey
    We have been seriously 'snowballing' for 1 year. 7/1/10 I got serious and sat down and wrote all our debts in a notebook, began tracking our 'extra' payments each month, re-did the tally every 6 months. We began with $27,000+ consumer/business debt (not counting the mortgage, of course). We have...
  11. Stockpiling
    someone ( yes we know who, but they feel bad enough and stuff happens, and it wasn't me ) didnt close the upright freezer door, it was open for at least a week. I lost everything that was in the door, and alot that was near the front of the freezer. I had just stocked it with a 1/2 beef. Some...
  12. Debt Reduction & Money Management
    These are websites Suze Orman talked about on her show this past week as legit sites to see if you have any unclaimed money you've forgotten about. Treasurydirect dot gov, unclaimed dot org, missingmoney dot com. I didn't find anything for me, but maybe someone else will have some luck!
  13. Frugal Living
    Okay guys, I'm gonna need some "tough love" the next 3 weeks while we're traveling around on vacation. I find when I'm in a good mood I tend to let down my guard and spend money. Plus we're going to be around the kids. And I love to spend money on them! It's now or when I die. I choose now...
  14. Debt Reduction & Money Management
    It's been awhile since I posted my budget and I've tweaked it some was hoping you guys could tell me what you think. Little back ground for those who haven't seen my posts. I'm 22, single mom to a 2 1/2 year old dd. I'm debt free, and just got my first credit card about 2 months ago to attempt...
  15. Debt Reduction & Money Management
    IRS paid us 2 weeks earlier than expected. I've heard reports that the refund schedule has been accelerated.
  16. DIY
    While alot of people will pick a nostalgic theme for a basement renovation, its usually a 50s or 60s look. Take a peek at this one though. My guess is you've never seen anything like it, so expect to be pleasantly surprised. :thumb: The attention to detail is amazing! This man is truly talented...
  17. Debt Reduction & Money Management
    I got my first check of 2011 today. $15.00 less in my check than the last check of 2010. I called my payroll and they said a new federal tax went into effect. I thought middle class taxes were not going to increase. I feel like I am getting hit from all directions. 3 kids in college and gas...
  18. Freebies
    Hankook AirEm UP Event Use your freebie email for this one, you want "yes" for product info.
  19. General Chat
    With that new change in SSI from 6.2% to 4.2% The old check. Federal with $127.99/SSI $137.75 The new Check Federal with $146.62/ SSI $92.85 The SSI went down the right amount from 6.2 to 4.2 but then the Federal tax went up $18.63. About half of what the extra was supposed to be...
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