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  1. Debt Reduction & Money Management
    my bank is closing and i have to decide where i want to bank now. i currently have NO monthly charges, NO debit charges, NO limits on check writing, etc. my checks are free, and i get 5 cents for every direct deposit!!! stinks to lose this!!! i will NOT bank with Chase or Key Bank. does anyone...
  2. General Chat
    Here is the most recent list for the stores being closed by Best Buy. Looks like Washington state is losing only one.... The list it at the end of the article, by state. I couldn't get it to copy correctly here...... Best Buy Identifies Stores Being Closed I mentioned earlier.........don't...
  3. General Chat
    Sometimes it seems like the econ. is taking one step forward.....with two back. Always hate to lose ANY competition, but this store wasn't ANY competition when it came time for me to buy. The customer service was the ABSOLUTE WORST I have ever encountered. Here is a blurb from the...
  4. General Chat
    I don't shop there a lot but I hate to lose ANY competition. They list the Kmart and Sears together........looks like Washington is losing one.......and Idaho, one. This certainly isn't what we need for the economy!!! Sears Closing 62 More Stores This is a partial list......... Closings...
  5. General Chat
    I heard this on the news this am. "Between 100 and 120 Sears and Kmart stores will be closed, the retailer said Tuesday, after terrible holiday sales during what is the most crucial time of the year for retailers." Sears to close 100 to 120 Kmart, Sears stores ? USATODAY.com
  6. General Chat
    Do I just phone and close the account? I just do not want the temptation of carrying it around anymore. TIA! Janine
  7. Debt Reduction & Money Management
    I have a question. It is better to close cc accounts with a balance or without? My hubby is now in charge of paying off debt and I want to close my accounts so I won't use them but am afraid my credit report would be hurt. Thanks for all the help.
  8. Debt Reduction & Money Management
    just am looking for some advice and feedback about closing my checking account.... is it a good idea? I've been toying with the idea of closing the checking account and just having a savings account. learning the envelope system to pay my bills sounds like it'll be easier to keep track...
  9. Debt Reduction & Money Management
    DH was laid off on Nov 3rd. He was paid on a 2 week delay so we had some more checks from his employer this month, but unemployment has been slow to send out the checks. So I figured for this month that we'd be $1491 short. We have a fair chunk in savings, so I wasn't too worried. The...
  10. Needle Arts
    Attention Missouri Needlecrafters!!! Shamrock Cross Stitch in Manchester MO (near St. Louis) is closing its doors on October 6th. Everything in store is 30% off till the closing with many things discounted further than that. Thought I'd share the news! Not affiliated with them, but a long...
  11. Dave Ramsey
    Dave says to close credit card accounts after you pay them, but the only reason I have heard for doing so is to prevent identity theft which I don't find very compelling. I know I'm not supposed to care about FICO, but it seems like closing accounts unnecessarily torpedoes it which could hurt...
  12. Secondhand Shopping
    Went to rummage sale at a Temple in Nashua this morning, would have been great except for RUDE people- you know, the ones who cut out of line to start piling up the jewelry items, after being TWICE it's not time yet (nasty younger ladies simply ignored the 65-75 yo women running this charity...
  13. Debt Reduction & Money Management
    What's the rule of thumb? JCPenney just sent us a sweet little love note stating our rate has been bumped up to 29.99%. We don't have a balance on it . . . and I don't even recall the last time we used it (we pay it off at the end of the month when we do). Does it hurt our credit to close it...
  14. Frugal Living
    Some of you may know that we managed to sell our home, even in this economy, and we move this week!!!! Today we had the closing on our new home (new to us.....). It has been 30 years since we last closed on property and the procedure has changed a lot! We had no idea what to expect at...
  15. Frugal Canadians
    The buggers! I just renewed my membership in late Jan - didn't have it for a month and all the locations are closing down? My friend told me that it was just Ontario locations but its all the Sam's Clubs in Canada, as per the message on their site - link below. I think they're going to convert...
  16. Financial hardship
    I just found out today that the car dealership that DH works at is closing in 60-90 days. We knew that the sales department was hurting badly but the repair shop was breaking even/ little profit. Hubby is the master mechanic at the shop along with the only one who is certified in all areas on...
  17. General Chat
    There is this grocery store about 5 miles from me that is completely closing down. They have 33%-50% off everything in the store. I stocked up today.......... 1 carton of Turkey Hill Icecream 4 Blistex's 1 spray n wash 2 glade sprays 3 Betty Crocker frostings 2 jars of peanut butter 1 box of...
  18. General Chat
    I keep seeing on here all the people getting laid off or the place just closing. I don't know what's going on but the future around here (colorado) isn't looking too good. My business phone just stopped ringing two weeks ago. I mean just stopped. This is really getting scary, I really don't...
  19. Debt Reduction & Money Management
    and I don't have to pay bills out of my pension! Ok here's the skinny: We converted to a budget where we paid half of the month's bills on one payday (DH's payday) and the other half would be paid on the second payday before the bill is due. It turns out to be the easiest way for us because...
  20. General Chat
    Here is an an article I found http://www.msnbc.msn.com/id/28452746/ Looks like we will see stores closing? Wonder how the small stores will fair. I over heard a conversation with our local hardware store owner ( at Thanksgiving) They asked how he was doing. He answered with a solemn face...
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