HELP!!! :eek: My family (one sister and two brothers) are trying to have me committed to the psychiatric hospital :smhelp:all because I followed some advice from this forum!! I read here on FV of a person who had purchased a small refrigerator (the same size college students use in their dorm...

this is my first post here, so I wanted to give all of you an idea as to what my wife and I are up against in regard to getting out of debt. Here is the run down (numbers are approximate because I don't have the bills in front of me): 39,000 in a Bank of America personal loan 22,000 on an...

Dh recieved the best raise that he ever has w/ any company that he's ever worked for (3K yr added to his base pay) so....... last night he wanted to take all of out to dinner to celebrate. For years,we had been wanting to treat the kids to the Chinese buffet -but for us, that was unthinkable(...

At the age of 23, my sister ended her life in the wee hours of the morning. It was 3 days before my birthday and I was on vacation. She was batting with major depression and schizophrenia for 1 1/2 yrs. I remember listening to Kenny Chesney "Who Would You Be Today" a few days after her death I...

I read an article last week about trying for 60% of your income to be committed expenses. Then dividing the rest into spending and savings. It can be a bit difficult to figure out, since some savings (like 401k's) are in pre-tax dollars. So your 'committed expenses' of income tax will go down...

(no not to the mental hospital but that is an option for this year!! LoL) ;) I have decided and thank you all for the inspiration and the courage to do it. that for the next year, I am Going to get healthy, lose weight, stop spending so much. stop smoking, drink more water. start saving...