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  1. Dave Ramsey
    Hi there everyone! I just wanted to see if anyone on here has used the churchill mortgage company dr recommends/endorses on his site? I would like to refinance but I also love hearing real people's opinion's. TIA. Amanda
  2. Utilities
    Just what I need to hear. They already had a rate increase less than a year ago. Now they want another 15% increase! KCPL Wants To Raise Rates In Missouri - Kansas City News Story - KMBC Kansas City
  3. General Chat
    On Monday I spoke with a rep from the cable company and she gave me a $20.00 discount...which I was happy with until I realized even with the discount I would be paying $16.89 more per month than I was last year. So, today I called again and got another discount :). Now, we will be paying...
  4. Dave Ramsey
    We have two Chase Visa credit cards. One is at about 9% and has a balance around $2,000.00. The second is at a 27% (I know, I know) and it has about $5,000.00 owing on it. I talked with our bank (we bank with Chase) to see if we could get a lower rate on the big one. The bank lady called...
  5. General Chat
    American Manufacturing Renaissance: Ford To “In-Source” 12,000 Jobs From Mexico And China
  6. Freebies
    sign up for the newsletter, enter your email and you’ll get an address form www.greatcanadiansoap.com
  7. Utilities
    I had called the gas company today with a few questions...one of them was about turning the gas down from 67* to 60* when I'm not gonna be home for a few hours.... SHOCKING what I learned.... She said to NOT turn it down so far...She said to only turn it down to 65* because when you get home and...
  8. Pets
    Well, with the cooler weather I have found myself with two cats on the bed. I woke up on night to them breathing really heavy. At first I thought it was just the one then realized it was both of them. So now I have to get used to being poked in the neck while the one cat makes a "nest" at my...
  9. General Chat
    Maybe I'm being selfish, but dang am I ever sick of having company over. Since the last weekend in June we have had company over every single weekend but one. And that weekend we had to go to someones house. It would be nice to have one weekend all to ourselves...but it won't be the upcoming...
  10. Frugal Living
    I just wanted to sing to you all the praises of Excalibur Dehydrators and the Company itself. They have a hardship program that you can write a letter to to get a discounted machine if you can't afford a new one. I sent this letter as follows... Thank you for reading my letter. My name is...
  11. Utilities
    I should have never bought this house. After my post in June, there was this article in our local paper about this very utility company again. :furious:New Aqua Utilities rate hike could lower fees in Pasco - St. Petersburg Times What the article is saying is that MY water company hike will...
  12. Utilities
    I wish I didn't have public water and septic. I am so mad. The water/sewer company sent me 2 bills in June. One on the 1st and one on the 29th. Instead of sending one in may. They just sent me another one due July 9. The first one was $80something. Second was $60something. This one is...
  13. Green Living
    why is this is green living you ask? well, as many of you know, my dh works for an agricultural chemical company - they sell pestisides, herbisides, fertilizers.... you get the gist! So I will have to stand around all day tommorrow and "make nice" while they try to hand me all sorts of...
  14. General Chat
    anybody else? having issues...they regulate evn though i have it set different! :smhelp:
  15. Utilities
    I got our electric bill a couple days ago and it had one of those inserts in it that I used to toss. No more. In it it had the On Peak and Off Peak information. This is for Progress Energy in Florida. Most electric companies have peak hours. Call and ask. Wanted to post the pricing to show...
  16. Question and Answer
    We used to use an AT&T calling card for making in-state long distance calls. When we began this a few years ago, it was very economical. Then, it seems, the phone companies had congress pass something allowing in-state minutes to "count" more, so that your 1,000-minute card might only last 333...
  17. Debt Reduction & Money Management
    When I moved a few months ago (4 I believe), I cancelled my phone and internet. I gave them my new address so they could forward the final bill. A month and a half went by, no bill. So I called them and they said they were having issues with the billing, I'd be getting it next month. That has...
  18. General Chat
    We got a great estimate yesterday to have 2 trees taken down today. They will be bringing copies of thier workmans comp. and liability insurance with them for us. I cannot find them listed locally although based on web information there are several out of state possibilities. With the storm...
  19. Utilities
    In an attempt to figure out my rate, etc. I went to my electric company's website and found the greatest thing! We signed up for our address and bill number and can now use their tools online. They include DAILY uses that can be graphed so you know what time you're using the most, what days of...
  20. Debt Reduction & Money Management
    I don't want to post the name of the mortgage co (well, I do but I don't think I should)- they are KILLIN me. They are very well known and are going under. So, back in Dec they told us we had a missing payment (despite the fact that they went over every single payment with me, the date...
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