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  1. Getting spouse on board
    I have been complaining about the price of our cable bill for years. I just don't understand paying someone $120 a month for a bunch of things I don't even watch, and watching hubby channel surf for 20 min. or more trying to find something to watch and then end up watching something we have...
  2. Frugal Living
    Again, just reading through the old posts, and this comment caught my eye. What do you cut out of the budget when $ is tight?
  3. Sewing
    This lady brought over some fabric for me to make 6 curtain panels for her kitchen. There was not enough fabric to use to make all that she wanted. So I measured what I had and told her that I could only make 4 panels instead of 6. With that, the 4 would actually be to short in width to match...
  4. Frugal Living
    Hello, The goods news is the my DH still has work. The bad news is that his income has been cut 30% until March. He works for a start up and they lost an investor. He is currently working out of state. And flew home twice a month to visit. Until things settled over there. No point in selling...
  5. Debt Reduction & Money Management
    So we looked at our bills and tried to change them into our favor. It was harder than I thought. We researched before getting them the extras like cable internet and cell phones to get what we wanted at a good deal. So trying to lower them today was not very fruitful. Take cable and internet...
  6. Debt Reduction & Money Management
    It's been a long time since I posted a budget. But here's some expenses I'd like some feedback on... Per Month $400 groceries $160 transportation (includes car repairs and gasoline, transit, bicycle, parking) $200 medical (drugs - that's with DH's plan paying 80%) $400 utilities (water...
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  7. Money challenges
    Union meeting today - on the table is a 6% paycut for teachers - as all the prices around us are going up. Belt tightening time - again. Will find out details laterr as I couldn't go to the meeting.
  8. Frugal Living
    It seems many of us are doing more belt tightening recently. I thought we could start a thread to keep a running tab on what we are doing. I cut off garbage service yesterday. They were charging $25 a month to come every other week. I can drop the same amount of trash at the dump for $8. Even...
  9. Kitchen Basics
    We have a Zojirushi fuzzy logic type cooker and looking online for info on how to cook the oats in rice cookers vary all over the place. Website has 4:1 ratio on porridge settings other places tell you 3:1 on white rice or porridge setting and a few other ideas. What do you do? Do you rinse your...
  10. Health and beauty
    I have very oily skin and I get tired of my makeup fading during the day. I am also getting lazy with what I apply. I don't want to wear a full face. I would honestly love to wear no makeup but when I do I look really sick and pale. I have light eyelashes so my eyes disapear if I don't wear...
  11. Health and beauty
    a bunch of no-training, no-experience teenagers? Sheesh, I am not the least bit picky (I have a simple, short haircut), but I have been there twice and had two bad haircuts. I mean really bad. I know how to cut hair better than they do, and I have no training! I cut DH's, both DS's when...
  12. Health and beauty
    Is it worth it? I work in an office and feel like I should wear makeup yet when I do purchase makeup (from the drugstore and usually pretty cheap) i feel like I am wasting money
  13. Frugal Living
    I am seriously considering having a go at it. My husband and I are very poor at the present time. He is a full time college student and I am disabled. While I only NEED a haircut every 3 months, I wear it short and it cost me 20 to 25 each time. It's just not in the budget this fall. I am (gasp)...
  14. Health and beauty
    Pesticides and your health: How to cut your exposure - Nutrition - Health - Canadian Living Learned some interesting things while reading this - thought I'd pass it along for those that are interested to read.
  15. General Chat
    I cut my ds's hair tonight! DH has been working so many hours, he hasn't had time to take DS to the barber. DS refuses to go to the "beauty shop" with me, even though I told him lots of boys and men go there. Anyway, I haven't cut his hair since he was little, but I gave it a shot and it...
  16. Debt Reduction & Money Management
    Ugh! I can't believe this. First a bonus from the state for teachers was cut - $2500 we won't get anymore. Now this. Dh grades paper for the IB program every year - has for 8 years or so. He always does 2 sets. He got the info and will only be grading 1 set this year - cutting that income...
  17. Kitchen Basics
    We love fruit. We love it. However, I find that we often can't eat it fast enough before it goes bad. I only do the grocery shopping once a week, and am not adding another shopping day in there. I know myself well enough to know I wouldn't get out of the store with just my fruit. :) I...
  18. General Chat
    One of my friends said that credit companies are taking a cut of any donations paid for b credit card. I guess I should not be surprised. Apparently a few of them are waivinhg their fees - does anyone know which ones those might be? I have not yet found one. I will gladly write a check rather...
  19. Frugal Living
    2010 is the year that we cut back a lot more than we did before. This year, it's the cell phone contracts and the home phone (we never did cancel it, just decided to cut it back to the basic package), along with my gym membership. We're also looking into cutting back on the food budget and...
  20. Kitchen Basics
    Please help! Thanks!
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