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  1. Debt Reduction & Money Management
    I was reading some of the stories posted on Occupy Student Debt. I noticed that quite a few stories went like this: 1) Went to school first time, racked up some debt. 2) Started paying it off and got laid off/employer insisted on higher credential without paying for it. 3) Student went back to...
  2. Frugal Living
    Does anyone have any tips on breaking the nasty cycle of living pay to pay that they would like to share? We had a few major expenses that wiped out our savings and EF, during this time DH started having a decent percentage of money taken out to go towards his simple IRA. Although it's not a...
  3. Home Environment
    This is an excerpt from an interview with Peter Walsh in the latest O magazine. I love, love, love him (and did before Oprah found him... we used to watch Clean Sweep so much that my kids would play a game of putting their toys in a "keep it" and "sell it" pile, lol) Anyway, for some reason...
  4. Family
    What's a normal family activity? Yep, serious question here. DH and I were talking about stuff and he was like, "We could sell all the computers tomorrow and I wouldn't care." I was like, "What? How would we do stuff online then?" We do spend more time with the kids lately. DH and I met...
  5. Health and beauty
    Ok. So since April my period has been extremely abnormal. We were in a car accident in March about the time I would have been ovulating. Though I do not know if this has anything to do with my current problems, I just think it's funny that that is about the time I started having problems. I had...
  6. News you can use
    Growing number of foreclosure sales feeds vicious cycle A growing share of home sales comes from foreclosures, especially in states hardest hit by the housing bust, according to an ... </img>
  7. Utilities
    I have a gas dryer, and in the winter time our gas prices skyrocket. I don't use the dryer in the summer, I always hang laundry on the line, but since I'm in the midwest...I don't have that luxury in the winter! I have heard that if you run an extra spin cycle on your washer after the load has...
  8. General Chat
    I found freecycle about a month or so ago. I have found a newish toaster oven and today I will pick up 2 baby swings form another woman! All things I was looking to buy and thought I'd give freecycle a shot and wait a week and if do not find I would go get. What deals have you found on there...
  9. Debt Reduction & Money Management
    If you e-file here is the IRS refund cycle chart. You can find out the date your refund will be deposited in your account if you chose direct deposit or what date your paper check will be mailed based on the date the IRS accepted your return. http://www.irs.gov/pub/irs-pdf/p2043.pdf I did not...
  10. Freebies
    so far i got, i sunbeam mixer(about 25 yrs old), a crock pot ,cook books, quilt and am picking up a milk create(for my car trunk), has anyone else received any thing from free cycle.
  11. Freebies
    Just received this letter. 11/29/05 Dear Clemwatchers: This note is to remind you that your reports for the second Cycle of the Clemwatch are due on Wednesday. 11/30/05 by 4:00 P.M. Eastern Standard time. To avoid some of the hiccups that we encountered during the first Cycle of...
  12. Frugal Living
    Hi Everyone, I am new to this site, I love it! Very inspiring. I just signed up to start a branch of Freecycle in my home town. I'm kind of curious if anyone here has used Freecycle and what you think of it. It seems like a great way to get those much needed items for free plus help out other...
  13. Frugal Living
    On the washer I generally set a 6 min wash. After the 6 min the tub fills with water then agitates a bit, drains and then does the spin rinse. If I catch it do you t5hibnk its ok to just skip the part where ythe tub fills up before the rinse/spin?
  14. Family
    We have so many different ages and stages here - and I know alot of you know each other fairly will so this may be redundant - but - humor me!! I am 41, I have three in elementary and middle school. Oldest 12, Youngest 9. I am divorced for four years now (was married for 11 years). Bruce,  my ...
  15. Debt Reduction & Money Management
    Here is an article that you might enjoy about breaking the over spending cycle: http://moneycentral.msn.com/articles/family/reality/9993.asp Keep on savin'! :angel:
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