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  1. Debt Reduction & Money Management
    Hi there everyone :) New poster here and relatively new listener to the Dave Ramsey show. My husband and I have been starting our journey to get out of debt but we have run into a slight...predicament that we would really love some advice. I was accepted to medical school (starting July...
  2. Debt Reduction & Money Management
    I have found myself in credit card debit. It is making monthly living VERY difficult. I know I shouldn't have EVER got these dang cards but here I am...turning to anyone with some experience. I need to pay these cards off ASAP!! Our reoccurring monthly bills come to a grand total of $2251...
  3. Blog
    :yoyo:I have took the time to do the reach to help understand debt better. I have put together a proven method for you to pay debt off fast. Check it out at www.disciplinenow.com I you take the time to read it all I know that you will have a great understanding of how it all work and can unstand...
  4. Blog
    "Failures don't plan to fail; they fail to plan." -Harvey Mackay And as Gene Kranz, lead flight director for Mission Control, announced to the ground crew in Houston as Apollo 13 approached the critical earth-to-moon decision loop, "Failure is not an option." That said, here's my plan for...
  5. Debt Reduction & Money Management
    We paid just shy of $11000 for it at the end of April? We paid of over 50%! And in a couple weeks, we'll have about $3000 left!!! (maybe less). Now if we can keep THAT momentum going..lol. Debt free in just a few months! Unfortuantely that won't happen, just we happen to have sold the old RV...
  6. Dave Ramsey
    DH and I started using Dave's baby steps a couple years ago. We had already paid off our CC debt, but we were able to save and bought our house last year. We set up a sinking fund for buying cars for each of us. Both of our cars don't really fit with the next phase of our life (starting a...
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