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  1. General Chat
    So 2 years ago my washer and dryer died. Both died almost the same time, the washer limped along for a few weeks and then the dryer just said the heck with it. I managed to find a scratch and dent HE washer at Lowes for $275 and purchased that (greedily). I really liked my old Alvacado...
  2. Pets
    I am just so sad and confused right now. Our dear dog, Toby, who is 12 years old, was diagnosed today with bladder stones and stones in his urethra. This is causing him extreme pain. The vet bill today for xrays and blood and urine tests was $566. He needs surgery at a specialty vet in Indy...
  3. Health and beauty
    I think you made a wise decision. I had ovarian cancer, but it was caught fairly early and though the surgery and chemo wasn't any fun, I was very fortunate and had an easy time of it. However it could have turned out far differently. Since you have the family history, it's a disaster waiting...
  4. Utilities
    Need some advise. We currently have an oil boiler with hotwater baseboard heat. The boiler is 32 years old and the oil tank is original with the house 45 years old. The boiler also supplies us with our domestic hotwater. We were told that we should consider replacing the tank soon, bottom of the...
  5. Debt Reduction & Money Management
    so it looks like we are going to refinance and cut the years left on mortgage. We are in our mid 50's so for us it is wise to cut the term. We have a heloc with 4000 left and only 49,00 left on the mortgage. We have not finished the doors on the kitchen cabinets so that will lower the...
  6. Calculations and Alternatives
    I am thinking of taking a year off from work to get my health in check. I have had a few health issues this year that and I want to focus on those issues instead of stressing out at work everyday. Here is the financial picture and you can tell me what you would do. Income with just DH =...
  7. General Chat
    We have been looking at autos for months. We just had the 1st repair ever with dh's car in over 100k miles. I have put a chunk(ball joints, suspension stuff) into my 2001 with over 150K miles. However it is all wear and tear type stuff. The engine has so far been very sound. We started looking...
  8. Financial hardship
    I won't go into alot of details, but my company re-organized & I was presented with the option to withdraw some of my retirement funds - only having to pay taxes, no penalties. I am no where near retirement & I have been very agressive about contributing to it. The past year has been a struggle...
  9. Supplemental Income, Small Business
    I'm going to try to take in more children for daycare. I've made a few banners for a flyer, but I can't decide which one I'd like to use. Here are my options. Most likely, they will be on the flyers at about half size or so, as I plan on 2-3 flyers per page of print. I can also do these on...
  10. Debt Reduction & Money Management
    Well I couldn't get DH to even look at YNAB (You Need A Budget) for our family budgeting. He's a Quicken man through and through. So I didn't buy YNAB. BUT I've decided to use their approach in budgeting my allowance this year. I'm going to save up a 'buffer' of one month's allowance to...
  11. Home Decorating
    Well after much deliberation on a couch we decided on a beige microfiber one last night. After talking to the salesmen at various places and getting input from people that have microfiber (including some helpful villagers :applause:), the microfiber one makes the most sense. I've attached a...
  12. General Chat
    I found this one funny and So true!
  13. Family
    I've written and rewritten this post so many times the last few days. I don't really know what I'm looking for, exactly, just maybe to get it out? I have no idea. We're working the DR plan, snowballing debt. If things go right (fingers crossed, oh please, we've been dropped from heighths...
  14. Utilities
    I'm a little undecided and would sure appreciate a little help. We received a letter from our gas (heating) supplier. They are offering a prepay I must pay for ASAP. The prepay price is $2.14 a gallon. The letter also stated that it is first come, first serve as they only contracted for so much...
  15. Home Decorating
    ...about my kitchen table and chairs. Thanks to the suggestion of buc-o-mama, I've decided to refinish the top of my table and paint the sides and legs black. I'll also be painting the chairs black. Coincidentally, I saw this same look in the pottery barn catalog yesterday. That sealed it...
  16. Frugal Living
    After doing some reading, and with things moving as they are in these unsure times. I've decided I'm saving a little of my grocery money, some of my spending money and a little our tax return to purchase a pressure canner. I use canning jars for a ton of things so I have abunch pluse they are...
  17. General Chat
    For over a year now we have known that we would need to replace my dh's car soon. He has 2 very (VERY!) old cars.....a Geo with 252,000 miles on it and a BMW with 277,000 miles on it (Yep, over half a million miles between the two). We keep cars forever....as you can tell. He drives nearly...
  18. Frugal Living
    My DH and I both drive quite a bit for our jobs. Because I'm a home health nurse, I put around 30,000 miles a year on my vehicle. We buy our vehicles with cash because A. I refuse to go into debt for a vehicle, and B. I put way too many miles on a car to have the car die before we even get it...
  19. Debt Reduction & Money Management
    okay i am utlixing ya'll alot this month..sworry okay in september we were getting really nice paychecks and i took the lead and starting paying everything..we have several medical bills from when we didnt have insurance that were old and i sent everyone a payment, i have a few bills under a...
  20. Frugal Living
    For the last few months, I have been paying for 2 different internet providers. Dumb I know!! :dunce: I was trying to get all my online accounts changed over from our previous email address to our new service provider. I guess it took me longer than I expected. Well, today I finally took the...
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