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  1. Frugal Living
    Do you think there is a difference is what you/one needs to survive and what you/one need to thrive?
  2. General Chat
    My all time favorite story. If you don't know this one, please take the time to read ~ A young girl was walking along a beach upon which thousands of starfish had been washed up during a terrible storm. When she came to each starfish, she would pick it up, and throw it back into the ocean...
  3. Question and Answer
    ipad 1 or 2, which is better and a better deal?
  4. General Chat
    Ok not sure where to put this, mods feel free to move! Basically I was sitting here and that question popped into my head. What is the the difference between the two? :scratch:
  5. Debt Reduction & Money Management
    So Dubya starts kindergarten on Monday. While the mom part of my brain is having anxiety issues over this, the rest of me is rejoicing over 9 months of NO DAYCARE COSTS FOR HIM. Until I realized, I was going to have to shell out $300 a month for before/after care. We would still be saving...
  6. Frugal Living
    What is your opinion of the difference of being frugal or being cheap? Would you please give one example of each. Frugal, going to a thrift store to look for something before going to a department store. Cheap, walking out of a fast food place after raiding the condiments...( don't mean...
  7. Homesteading and gardening
    I splurged and bought a small green house at Menards for about $125 this spring. Now I want a big one. The difference it has made is enormous. the plants are not leggy at all and the stems are as thick as straws. other things are not so fantastic . I did learn some things need to be started...
  8. Secondhand Shopping
    I've read a lot about the good deals people get at their Goodwill's and I'm always amazed at the price differences across the country. The one I go to most often and is closest to me a pair of jeans is priced $7.49 a pair but when I go to KY the jeans are only $3.00 a pair. Blouses at the one...
  9. Green Living
    Make a Difference | Starbucks Coffee Company Starbucks is giving us the opportunity to make a difference. On the 15th, just bring a refillable mug into Starbucks, and it will be filled for free. FREE!! The website has a great short film that illustrates the eco impact of our coffee cups we...
  10. Kitchen Basics
    I am going to try making Rye bread for the first time and was reviewing the recipe I will be using. It calls for Bread Flour. What is the difference between regular flour and bread flour? I apologize if this has been asked previously, I was not able to find when I did a search.
  11. Laundry
    I have been buying the cheap detergent- I have made my own in the past and felt like it didn't get our clothes very clean. We are both chefs and our clothes get lots of food stains, grease, etc. I like my laundry to smell like something (lavender, etc) but the scented detergents make my skin...
  12. General Chat
    so dh is off on his annual week long golf trip to panama city florida with this buddies....he left fri afternoon and will not be back until next friday or saturday.... normally from the moment he leaves (actually before he leaves) i am 'planning' my own trip...or 'trips' to be exact....trips to...
  13. General Chat
    On Friday, March 13, 2009, Jean Chatzky will offer her new book, The Difference, as a free download exclusively on Oprah.com. Come back on Friday for your free copy! What can The Difference teach you? The top five things you can do to not just survive but thrive during tough times The eight...
  14. Hot deals
    Does anyone know what is Target's price difference policy? A few weeks ago I purchased a stretch slipcover for $79, now it's on sale for $64. I know some stores will give you the difference as a refund. Does anyone know if Target does this or how to go about it? Thanks!
  15. Debt Reduction & Money Management
    I was transferring money from DH's savings account into checking for today's winter tires/Christmas shopping trip. I looked at how much he had in the account after I made the transfer, and it got me thinking. I looked up the previous year's December figures, and you wouldn't believe the...
  16. Lifestyle challenges
    **********This thread is just my mindless ramblings about my financial situation and how I got here and how I plan to change. Feel free to comment or give suggestions. It is my attempt to keep me more accountable for my spending and a way to hopefully track some progress in the coming...
  17. Frugal Living
    Since the cost of gas has declined, it now only costs me $35 to fill up my Buick Rendevous, a few months ago it was $70. This is helping our budget. Thank goodness for decling fuel costs. A bright side for me.
  18. Secondhand Shopping
    I'm just wondering...
  19. Education
    Could somebody please help me to understand the difference between college and university? Our education system is different. After upper secondary school kids go to university or polytechnic. And some go to a vocational school either after upper secondary school or instead of it. Our upper...
  20. Debt Reduction & Money Management
    There have been several threads lately that mention the $50.00 a month minimum investment places. Can $50.00 a month really make that much difference if that is ALL you have to give?
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