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  1. Christmas
    I can't believe that I'm the only one who has one or two especially difficult people to find gifts for. Thought his thread might be a place where everyone could contribute ideas...
  2. Utilities
    Hubby and I have *zip, zilch, nadda* experience with wood stoves. Our local TSC has some small ones for sale right now at good prices. How hard are they to install?
  3. General Chat
    I go to FL every winter for a time. I budget it in, and I do it very, very frugally. This year, however, I need to save for something else for one of my children (education related) and should not be using any of that money for FL. How am I frugally going to manage a long cold winter? I wake...
  4. Frugal Living
    Thought that I would ask this question What part of the year is the most difficult for your family financially? And what do you do to coushin the impact? For us, it has been April - January..especially this year. It seems that everything hits us from all sides.....the hardship season kicks off...
  5. General Chat
    to hang laundry on the line when your clothes basket keeps sliding down the hill on the ice LOL. Since my dryer is out I waited to wash towels, sheets, blankets until today and tomorrow when the forecast said we would actually warm up and get some sunshine. I have two loads of towels out...
  6. Christmas
    Me! *Wave* I used to trip about buying for everyones brothers sisters cousins, neice twiced removed from the family and because they showed up to a christmas gathering. Hmmm, not anymore. Thank goodness my family decided long ago not to exchange to each other. First it was the adults and then...
  7. Financial hardship
    I won't go into alot of details, but my company re-organized & I was presented with the option to withdraw some of my retirement funds - only having to pay taxes, no penalties. I am no where near retirement & I have been very agressive about contributing to it. The past year has been a struggle...
  8. Multi-generational/multifamily
    I have been a caregiver for a very long time, afterall I am a mom which is a form of caregiving. But, the caregiving I am talking about here is not the kind that moms give to their children while they are raising them, but the caregiving we give to people out of medical necessity. Many of you...
  9. Stockpiling
    Just curious. I don't know if its just the area where I am at or the lack of sales....cost of transportation maybe??? Stockpiling is getting a little harder for us.How is it where you are at?
  10. Find Your Kith
    Anyone? I think my issues are hormonal, but I wake up repeatedly through the night most nights and sometimes even go through periods of insomnia for a few hours in the middle of the night...ugh...frustrating.
  11. Single Moms
    I got a call from my ex. He called me here at work as I don't have a ph# at home and thanks to him I had my cel. phone disc. he left me with a huge bill. So I don't have a phone. I am working on getting a prepaid but have been looking into them very carefully. Anyway before he moved out of state...
  12. Support
    Hi- Im seven and a half months pregnant now.My psych took me off celexa three weeks ago-it causes a hyperpulminary condition in utero and can kill the baby-and I think Im losing my mind.I have anxiety attacks on a daily hourly basis and shouldn't take anything for them.I am bipolar as many of...
  13. Debt Reduction & Money Management
    So I've been MIA around here for a while. I still lurk and read, though. :cool: I've been a member of another debt reduction board for many months. As we're trying to get out of debt I've been back and forth between there and here. Still learning, still trying new things. We've been...
  14. Family
    I'd have to say the ages between 11-14, where they are trying to find their own way, have all kinds of hormones they don't know what to do with, and are starting to really think about what their parents say and if they believe it all.
  15. Sewing
    Yes, I don't understand sewing patterns well. I usually have to cut out the material and figure it out on my own.
  16. Pregnancy
    I was very fortunate in that all 3 of my pregnancies went well. I had very little morning sickness and felt well all throughout it. I also had easy deliveries until my last one. That was a whole other story.
  17. Debates, Politics and Personal Opinions
    As an American living abroad in Britain for the past eight years, I have found it very hard to listen objectively to the constant "Bush bashing," and some of the Anti-American stuff propagated by different news programs, internet, and other media. I am actually apalled at some of the things I...
  18. Religion
    (~) Easy & difficult EASY ....... DIFFICULT Easy is to get a place is someone's address book. Difficult is to get a place in someone's heart. Easy is to judge the mistakes of others Difficult is to recognize our own mistakes Easy is to talk without thinking Difficult is to refrain the tongue...
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