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  1. Supplemental Income, Small Business
    I am a consultant for a children's book company. I love the books and the company. I used to do fundraisers with schools and made quite a bit from those. However, when the economy crashed so did my sales. Now I had a school call me last month and wanted to do a fundraiser with me again. I...
  2. General Chat
    From my knot hole of the world. About a year ago the neighbors 3 houses down moved out. House was foreclased. Still empty. Last summer our next door negighbors moved out.. not sure what is going on because I don't see any notifications on the door like you usually see with foreclosures but...
  3. General Chat
    For some reason I have an uneasy feeling about the economy for 2012, does anyone else or am I just crazy ?????????? I know I have been holding on to my money a lot tighter than usual and I was already tight. :grball::confused:
  4. General Chat
    Watching TV today, I saw a number of "signs of the times". Wondering if that happens where you are too? Here's some of what I saw today: - Commercial for a newspaper with a special employment section with jobs in Australia, Europe, USA, etc (any other countries you can think of, basically!)...
  5. Careers
    Moving at the end of this school year to be with my LDR BF. I am leaving my current job of 14 years, EEEK. Kinda freaked out about that because of all I hear on the news about the job situation out there. According to my calculations, I would need to make $13 an hour year-round job to equal...
  6. General Chat
    Been thinking.... I'm no financial guru. I've not been trained in politics. Only know enough about the law to keep me out of trouble. Don't have a degree in economics. But I'm out of debt, own my home, am able to contribute to charities, eat well, pay my taxes, and in general have my...
  7. General Chat
    With what is going on with the economy right now.... I am a little hesitant to put money in my IRA. I lost about 20 grand a few years back when we had the crash I an I just now up to only 20..... So the question is..... Are you still putting money in your IRA or are you sticking it somewhere else?
  8. Debt Reduction & Money Management
    I have been watching this very closely (in the event that I need to return to the US within the next few years) and this article caught my eye. After a discussion with a friend of mine about how sour the economy has been for the last few years, I saw this: American Sauce: Maybe the economy’s...
  9. General Chat
    I think the stress of the economy, rising prices, tight budgets etc are all getting to me. The littlest thing makes me want to cry. I don't cry but I can feel the tears well up and I fight them back. Like when the hail storm came. I love storms but when the hail got big I started to cry...
  10. Debt Reduction & Money Management
    A few years ago, when I was in a more stable position, I used to watch the news and hear everyone talking about the economic downturn and think to myself, "Personally, I really don't see it." Although I understood the statistics and numbers, I felt shielded. Fast forward a few years and some...
  11. General Chat
    Just curious...for those of you here that sell on Ebay... in the last 1-2 yrs,have you found that it is becomming more difficult to sell your items? I have resolved to selling only during the holiday seasons b/c of this...& now, I am noticing that compared to the last 2 years, it is getting...
  12. General Chat
    I know we're a little late about starting a Roth IRA, but better late than never:) Dh has a 401K through work,but I feel that we need to be doing more for retirement.The reason why we are so late & getting started is b/c we haven't had the extra money to do it until now. Dh has had his 401K now...
  13. Debt Reduction & Money Management
    Frugality among consumers is outliving recession - Yahoo! Finance I was a little sad to read that though savings hit 6.4 % last year, it has already dropped to 3.1% now that the economy is plodding along.
  14. Debt Reduction & Money Management
    I was reading in another thread and thought more and more about this. Dave Ramsey suggests $1000 as a baby EF while paying off debt. Do you think in our current economy and with todays prices that the $1000 EF is enough? Why or why not? I thought it was a few years back when we were paying...
  15. General Chat
    The economy is so bad that….. I got a pre-declined credit card in the mail. I ordered a burger at McDonald's and the kid behind the counter asked, "Can you afford fries with that?" CEO's are now playing miniature golf. If the bank returns your check marked "Insufficient Funds," you call them...
  16. Debt Reduction & Money Management
    http://money.cnn.com/2009/12/14/news/economy/Obama_bankers/index.htm Discuss and how do you feel about it?
  17. Blog
    I don’t need the media or the government to tell me that the economy is heading south. I have a foolproof barometer of economic health in my own town. It’s called the scrap heap, aka, the metal recycler. For about ten years, I’ve been collecting my aluminum cans and taking them to the scrap...
  18. Blog
    I grew up watching Little House on the Prairie in the 70’s. Each episode had a moral to it, but it wasn’t until I staged a marathon viewing session courtesy of Netflix that I realized how many of those episodes dealt with the subject of money in some form. Maybe some of my money habits did come...
  19. Blog
    Television has given us a lot of relationships with characters who we can never meet. I remember characters from a lot of TV shows better than I am able to recall certain childhood friends and classmates and I am pretty sure that I still know the TV characters better than I have known a lot of...
  20. Discount Stores
    I always try to remember to grab all my spices there, .50 for a container vs. the $3+ at the grocery store- went the other day, saw they are now .88! Still a bargain, but when I did the math of what percentage increase that was....well, I guess nothing is inflation proof!
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