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  1. Frugal Living
    I have $1000 extra in my checking that I pretend isn't there for easy accessibility in case of Murphy. All the rest gets sent to my HSBC account which right now is earning 6% (will drop to 5.05% when promo expires at the end of April). It takes 4 days for money to transfer so thats why I keep a...
    ef or ff or slush funds
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