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encouragement
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  1. Debt Reduction & Money Management
    Hey everyone, I found FV a couple of weeks ago and have been digging through archives ever since. I can't believe the wealth of knowledge and support I've found! I've finally decided to post, in hopes of having some accountability, a place to post successes, and my budgets so that you can...
  2. General Chat
    I'm getting really stressed out trying to figure out how on earth I will be able to pay for nursing school. It is a year away, provided I get accepted. (community college, so no crazy tuition). I have a Bachelors degree already so that means I can't get Pell grants or state funding. Nice huh? I...
  3. Frugal Living
    I am in such a precarious place right now! In the past three months, I have paid my debt down by $3K. That is huge, but I still have a long way to go. I know that it has been possible to accomplish this because I have been really vigilant about my spending, and used my creativity. Right now...
  4. Financial hardship
    I know that times are tough or starting to get tough since the recession is in the States and has started in Canada. If you have a happy story or have a word of encouragement, please share it with others. (Don't stop at one--if you have something else to share afterwards, please share again!)...
  5. Writing Forum
    Hey guys- anyone interested in doing a daily "post when you can" here to update our progress and give each other a nudge/encouragement? I'm excited and ready to go. I can't wait for tomorrow! db
  6. Financial hardship
    Ughh I just had to post that I am getting frustrated at the slow rate my debt is going down .. sigh .. I know its still going down just not like it was before the slow down for my husband.. the elevator he hauls grain for is going down hill and he has hauled like nothing for him and if it wasn't...
  7. General Chat
    I'm a single parent and my ex has been successful in getting his support lowered by almost half. (Nevermind that his income has almost doubled, but whatever!) I'm contesting the new order but I doubt I'll have much luck. This is a pretty big setback. I won't be able to take the kids on some...
  8. Financial hardship
    I work at home so internet and phone is vital for me to work. My internet bill slipped my mind until they shut it off tonight. I get paid Jan 1 and will take care of it then. I called the internet place and made payment arrangements so they turned it back on. I have 3 full days left to work for...
  9. General Chat
    I'm just wondering if anyone else here is doing the 24 hour blog-a-thon for charity? I started at 9:00 this morning and have to post every 1/2 hour until 9:00 a.m. Sunday morning ... Anyways, I was wondering if any of you would maybe stop by and check out my blog and give me a little...
  10. Debt Reduction & Money Management
    Hi everyone...I'm having a moment and need some encouragment. We live in a very cheap area of the city, however, our rent was just raised and we're having troubles. One major problem is DH, he seems to think that if we have the money in the bank, it can be spent. Now, I know I'm not perfect, I...
  11. Debt Reduction & Money Management
    I've been reading these boards for awhile, I'm very impressed with all the great information here. I didn't really intend to post, I'm more of a lurker, but right now I could really use some encouragement. My husband and I have 2 boys, and we moved to our current home 6 1/2 years ago. It was a...
  12. Debt Reduction & Money Management
    My fiance and I are having money problems :(...We had a roommate up until a month ago. She moved out and left us with the rent. That was fine because she was driving us mad!! BUT she also left us owing her $300. To add to that, we owe almost 30,000 in student loans. We're trying very hard to...
  13. Frugal Living
    My first real posting....... I have spent quite a bit of time reading here during the past couple of months, and have even replied on a few things. But I am still new here and have never really "introduced" myself! I have been married for almost 26 years, have 2 sons living at home (20 yrs. &...
  14. Frugal Living
    It's slow and steady. I have become more and more diligent and organized about our finances - since about the time I registered on these boards. My dh has always talked about the need to 'build up some savings,' but never has done anything about it. He's a sweet guy and I don't mean to...
  15. Frugal Living
    Okay first let me say that I am enjoying this website. I am relatively new and not sure how I found it. I started listening to Dave Ramsey recently and have had my eyes opened tremendously. We don't have a lot of debt. A car payment and mortgage. I used to use my credit card once in a while...
  16. Education
    http://www.homeschool-encourager.com/
  17. General Chat
    I think I need a bit of encouragement today. Although things have gone so well for us since our move, I am starting to get quite dispirited about our house situation. We have had some trouble trying to find a place to rent that meets our financial, as well as personal needs. We have seen some...
  18. Goals and Dreams
    I want to encourage each of you not to give up on your dreams or goals. Even when you find some of your dreams don't happen at the exact time you want them too or your goals aren't achieved at a specific date, don't give up on them. You may have to change direction or compromise, but never...
  19. Frugal Living
    I received this letter in an e-mail months ago from Laine, but was reminded again of it at another site I visited this morning. Laine is a wonderful role model for those wanting to save and I'm always encouraged to do more when I read her letters. This is a great one on what she did in order...
  20. Goals and Dreams
    My big goal is to get rid of as much debt as possible so we can afford a van payment next spring. Make sure the pantry is fully and totally stocked. It is doing pretty good, but the H&B items are a bit too small. Dh is a truck driver and he told me it will get worse price wise if gas doesnt...
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