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  1. Dave Ramsey
    I've been using an Excel spreadsheet, debit card, and tracking every receipt to do my "envelopes" virtually. But I'd like to try at least some categories with real envelopes. What does this look like for you guys? How do you keep it straight when you're in line at the store, and how do you...
  2. Envelope system
    I started the Envelope system on the first of June. I have a few more days until payday and my envelope is full of receipts and has one lonely 20 in it. Being it was our first month of doing a modified envelope system(only $ for gas/groceries), I know we will have to adjust. Problem is...
  3. Envelope system
    I currently pay all my bills online. It saves stamps, envelopes, checks, trees, and time! But I want to do an envelope system so what can I do? Leave a specific amount of money in the bank and take the rest out? I definitely want to be credit card and debit card free when I am out and about...
  4. Envelope system
    Hey all, We are 2 months into our envelope system, and having created a budget we also have an accordion type thing that holds many other budgeted items (car insurance, clothing, medical, gas, water etc). The 2 core envelopes we are still working on adjustments of are GAS (car) and FOOD...
  5. Debt Reduction & Money Management
    I use the envelope system. I don't carry my checkbook with me at all. The envelope system I use is paper, and they rip fairly easily. So, I came across this wallet on the Franklin Covey website, I used some of my Christmas money and ordered it. It is tabbed, and will be perfect to keep my...
  6. Coupons
    I have 2 envelopes ~each with approx. 25 potluck coupons~to give away to the first two who respond to this post and then PM me with your address and I will get them in the mail to you!!
  7. Envelope system
    I happened upon this blog, and found what she uses for her cash system...a coupon holder. It is very simple and a great idea. I currently have the Dave Ramsey envelope wallet thingy, but will definitely keep this in mind for future use...
  8. Coupons
    I have 3 envelopes with coupons to the first 3 people who PM me their addresses. They're a mixed bunch. I just grabbed handfuls and straightened them up and put them in the envelopes. I will get them in the mail tomorrow ( saturday).
  9. Coupons
    :grouphug: Hi all... I was clipping tonight and have a HUGE BUNCH of coupons that I will not be using...I randomly shoved them in three different envelopes. Anyone who would like one please PM me your address and they will be on the way...ONLY CATCH...please if you can..give away what...
  10. Coupons
    I have 8 RAOK envelopes for the first 8 members who PM me with your addresses, Please.
  11. Freebies
    http://www.epsofnv.com/index.php?option=com_content&task=view&id=16&Itemid=51
  12. Envelope system
    We use a similar envelope system to that described by Dave Ramsey. Each week we diligently fill the envelopes with the budgeted money for each category. When it is gone, it is gone until the next week. I am proud to announce that this week for the first time...we have a little money left in a...
  13. Envelope system
    I'm going with the theory that there are no stupid questions when I ask this -- Can you go to the bank and get a lot of cash in certain denominations? I know you used to be able to, back when all you could do was cash or check, but do banks still do this? Or is it a huge hassle for them...
  14. Envelope system
    I was wondering what envelopes that everyone used....I am getting ready to start the program.....gazelle intense and I just dont want to forget one..... gas food entertainment (not that I am thinking that I have money for this!) blow (again see above) All of my other expenses are fixed...house...
  15. General Chat
    I have recently started the TMMO and using the envelopes. Well I was expecting to get paid today (and get my year-end bonus) and neither happened for a variety of reasons, so I will have to wait until Monday. :pdoff: But anyway, I have PLENTY left in my "grocery" and "entertainment" envelopes...
  16. Debt Reduction & Money Management
    Hi - I'm looking to simplify things, and one thing I want to try is using cash instead of debit and credit cards. Mostly when I read about this, people talk about the Envelope System that Dave Ramsey suggests. I've tried that, but to me it's a PITA to use, just as bad as remembering to record...
  17. Freebies
    The samples shown here are only a small representation of our work and are intended to give you a basic idea of our style. Because of the variations in monitors and internet connections, you are strongly encouraged to request our mailer which includes actual envelope samples. There is no way to...
  18. Coupons
    I have 20 envelopes stuffed full up for grabs and below are the surprises you will find in them . You can not choose the envie . It will be a surprise . I would like $1.25 NON CC Paypal [email protected] will take 4 stamps or paypal. What your envelope may contain or will contain in some...
  19. Envelope system
    Our bills are paid from the checking acct.. We have a savings acct./ emergency fund that has been dipped into for unexpected expenses... We haven't had to use credit for anything in many months.. There are a few items we want to buy.. 1.new tires for the truck 2.an eco fan for the woodstove...
  20. Hobbies
    http://www.olfa.com/rotary/creativecorner.asp?C=55&P=15935&mode=rotaryProj
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