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  1. Debt Reduction & Money Management
    The check came from my dads estate now it has been almost 30 years since he passed, step mom died this year Anyway today I have been paying off all credit cards, car loans, and the equity loan. I still have enough for an emergency fund, new tires, and the new windows I should feel excited but...
  2. Homesteading and gardening
    I just love Earth Day! It is this weekend and I am off work for 3 days! I am currently at work now and have 3 hours left in this shift and I am so excited. I feel like Earth day is a day for people like me. Nature lover! Tree hugger! I just love mother earth. Maybe it is the Native American in...
  3. General Chat
    As some of you know I have been teaching English for a few years (on a freelance/voluntary basis which in my case meant that I was on a quite small maximum salary per month as laid out by our IRS). One of my sons is actually my boss at one of the schools I teach. He kept saying to me that I...
  4. General Chat
    We bought our home 3yrs ago an used all of our money to do the repairing/ remodeling..anyway we desperately needed a new front door & a new storm door as they are NOT energy effient at all and they are as old as the house built in 1964..you can feel the cold air coming through the door but we...
  5. Frugal Living
    As we I've been trying to slowly gather groceries together, for the past few months, I'm now super excited that we'll be able to "eat down" :toothy: what's in our fridge/freezer (in the kitchen), as well as the freezer in the garage PLUS our "regular" pantry... the only thing we should need to...
  6. Homesteading and gardening
    I found out that when I move to Delaware (this spring/summer) I will be in a higher zone! Zone 7 instead of Zone 4. I'm very excited for all the plants that opens up to me! Decisions, decisions, what on earth will I plant?? I am thinking food. Lots of food, not lots at one time but variety...
  7. General Chat
    My two DS's got together and ordered me a Kindle for my b'day in August. It should be here TODAY. Yay me, I can't wait for the mail to come!!! I've wanted one for awhile and was super surprised. SNAP
  8. General Chat
    I'm sorry to hear you have to lock your tools up, but from what I've been told by a few relatives that work in the car business is that you can't trust anyone with your tools. Have you always had this trouble with "Joe"? or was he just scatterbrained and forgot to return them? Have fun with...
  9. General Chat
    Just hung my first load of wash on my new clothesline! It might be silly, but it's taken a year to convince the hubs to put one up. He's several years younger than I am and comes from a family that always had the latest thing first, so they've never been without a dryer. I grew up old-timey...
  10. Stockpiling
    So very excited!! Our new apartment (we have the key but have to have it painted first - should move in in about a week) has a pantry!! And about a million kitchen cabinets!! I'm so excited to get my stockpile going. We ate our entire stockpile in preparation for moving out of our old place...
  11. Homesteading and gardening
    My apartment complex is offering FREE garden plots to it's residents! I have to sign up for one in the office this week! As long as they are not all taken already, I will have a 4x12 garden plot to work with. I have never had a garden before and don't even know where to start! What are some...
  12. General Chat
    Opened the mail to day and found out out car insurance went down by $5.50 a month. Accident free discount. yeah, it is a small amount but I'm happy. every little bit helps
  13. Secondhand Shopping
    On Christmas eve I found this desk and a side table/cabinet at Goodwill for $11 total. It's an ugly green ( and I love green!) but I'll be painting it and giving it a makeover. I'm using it for my sewing/crafting table. I'm so excited about it and can't wait to give it a make over. It's made out...
  14. General Chat
    After trying to get on the computer for months and months, my husband got a great deal on a little 10 in. notebook and it is wrapped and under the tree waiting for me!!! I haven't been so excited since I was a kid! Now I can visit with everyone here more! After having two computers available...
  15. Christmas
    Okay! We save money year round for Christmas in a Christmas Club account. Hubby and I budget it out and then figure out how much to spend on each other from that. I had bought hubs a few things he wanted from his list (punching bag, etc.), but I really wanted to get him a PS3. So I've been...
  16. General Chat
    My 3 year old grandson will start head start next week. Most places its a 8 to 11,3 days a week. Here it will me all week and 8 to 3. Your suppose to be 3 by September 1 well he turned 3 September 3rd so the County my daughter was living in refused him because of a 2 day difference. But we are...
  17. Debt Reduction & Money Management
    Hubby and I are older than many of you here at FV, so our situation is going to be different. But yesterday we took some very important steps. And these are steps that you will probably take and consider somewhere down the road. First, we are retired school teachers who continue to teach...
  18. General Chat
    My son who is a sophomore just played in the VARSITY Homecoming game!! He played almost the entire game!!! I am so proud of him! We won 28-7!! Way to go Knight Hawks!! Way to go to my Ant Dog! I just had to share with my "other" family!:grball:
  19. Dave Ramsey
    Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan - daveramsey.com You'd think we won the greatest concert tickets in the world! We're going to see Dave tomorrow, LIVE, and I just think it's one of the coolest adventures EVER! This is going to be GREAT! I...
  20. Family
    Little Miss has now been blessed with a violin of her very own. It was my Grandmother's violin (Great grandmother of Little Miss) My mother paid to have it fixed up since it has sat since my grandmother's death 40 years ago. It is a hardwood violin and is over 100 years old. My Grandmother...
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