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  1. New Member Introductions
    Hello from sunny northeast Florida, just outside of Jacksonville. I hope to use the forum to help answer questions people have about saving money, particularly on Internet resources that help in this regard, something that has helped me saved $5,000+ annually (my only savings). I learned from...
  2. Debt Reduction & Money Management
    Lets have some Thanksgiving love here. :) We have no student loans. (We never did, just saying. :) ) Personal Property taxes are lower this year. (thanks to trading in my DH's truck for a paid for, but nice 2000 year wonderful Jeep) We won our child custody battle. That we didn't start. o.O...
  3. General Chat
    Does anyone know how owner fiance usually works and how to find properties that are owner financed? Any info is greatly appreciated. Thanks,
  4. For Sale or Trade
    When my husband and I considered moving from two incomes to one, I began reading all the different finance books I could happen upon. After reading and rereading these books, I feel I could quote them so I am parting with my "wisdom" books. Here's the list. Miserly Moms: Living on One Income...
  5. Debt Reduction & Money Management
    We have a home equity loan instead of a traditional mortgage. We're living in our house as we build it, and because of time constraints, there was no way to finish it within the 6 months to get a construction loan. We're also self employed, so getting a traditional mortgage probably isn't...
  6. General Chat
    7. Toss your spare change into a fun savings bank or glass jar -- anything that will catch your eye and your quarters. I know one person who accumulates $900 to $1,000 a year this way and uses the money to buy holiday gifts. they have a listing of ways to save....this is not new. little do they...
  7. Dave Ramsey
    Okay, I am new to this site and the reason I found it was because I was trying to find an answer to my scenario via search engine. Here is the situation: After a lot of work and some really tough situations, my wife is on board with the DR way of looking at finances. I had been reading his...
  8. Debt Reduction & Money Management
    TALK. ABOUT. MONEY!!! Questions to ask after "Yes, I will" but before "Yes, I do!" Over half the divorces in this country cite money fights and money matters as a leading factor in why the marriage is ending. If you want a better than 50% chance of your marriage or the marriage of your...
  9. General Chat
    http://online.wsj.com/article/SB10001424052970204456604574204093011379788.html
  10. Money challenges
    Righty. I'm still a relative newbie to the site, but I'd like to follow example and start my own thread where I can keep myself accountable and document my new frugal skills. Grab a cuppa before reading on, it's long! ;) I have set myself challenges and budgets all of which I'll keep track of...
  11. Debt Reduction & Money Management
    Hi all! I'm just a lurker, de-lurking to ask a question. I've been re-reading posts ( I do often to get ideas and inspiration) and one recently closed with a statement very similar to my post title. How do you deal with family members/friends/etc who are irresponsible but then look to your...
  12. Debates, Politics and Personal Opinions
    http://www.naturalnews.com/z024353.html I strongly agree with what Mike Adams is saying here. How does everyone else feel about this? Let your opinion be known!
  13. Third Agers
    Does anyone know of a podcast that's comparable to InvestTalk radio (blog.investtalk.com). I like that show, because the advice is reasonable, rather than promotional (like the financial shows on television). I do want to hear other people's opinions and insights though, instead of just this...
  14. Debt Reduction & Money Management
    I don't know if i posted this in the right place and if anyone has had any experience in this. I have a home that i owner financed, i drew up a contract for her and everything was signed and notarized. No deeds were changed at all in this transaction as the deed would not be changed until pay...
  15. News you can use
    Lehman Bros. removes finance, operating chiefs Lehman Brothers says Chief Financial Officer Erin Callan and Chief Operating Officer Joseph Gregory have been removed from their ...
  16. News you can use
    5 ways to finance 'bargain' properties Buying low to later sell high may be on your mind with the current state of the real estate market, but do you have the money to take advantage of that Golden Rule?
  17. News you can use
    WASHINGTON — The world’s economic ministers declared on Sunday that shortages and skyrocketing prices for food posed a potentially greater threat to economic and political stability than the turmoil in capital markets...
  18. Debt Reduction & Money Management
    I stumbled upon this site. It has 110 financial calculators for all sorts of stuff.I thought some of them were pretty cool. http://millionairemommynextdoor.blogspot.com/2007/08/110-personal-finance-calculators-fast.html
  19. Debt Reduction & Money Management
    Does anybody have any ways to cut down the interest when you're carrying credit card debts? I have mine at balance transfer rates except for one. But I was wondering if there are more ways to cut down on the interest as I am sick of paying it.
  20. Dave Ramsey
    Anyone use this? I've been thinking about getting it and just want some opinions.
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