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  1. Adoption
    My husband and I have decided to go the adoption route to grow our family. We are doing domestic infant adoption and know it could be in the $20,000-$25,000 range. We have $15,000 in a savings account. I just wondered how others going through or that have already gone through Adoption handled...
  2. Debt Reduction & Money Management
    This came up in the Dave Ramsey expanded baby steps forum, and since not everyone reads it, and because it is, in my opinion, extremely profound, I thought it would be a good idea to give this its own topic. Many people justify borrowing money to get an education by telling themselves (or...
  3. Debt Reduction & Money Management
    Okay, how many of you have money set aside for this, have done this, or refuse to do this. We have a 22 yo expecting help to pay for university costs. She and her dh approached his mom to co-sign a $10,000 loan. His mom phoned me considerably concerned. The kids are already operating on a...
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