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  1. General Chat
    We have had pretty much NO snow this winter. Temps in the 50's most of the time, etc. Tomorrow we are supposed to get 5-9 inches of snow! Whoo hoo! :cheergrl: They say it will be heavy, wet snow which may take down the power lines and my generator isn't working. But, I'm a country girl...
  2. Debt Reduction & Money Management
    I am the money manager in our household. And I have to face the fact that I have not done a good job lately at all. It would be easier to place blame, and claim that I CAN'T do a good job if DH won't cooperate and continues to spend money on his wants etc.. The plain truth is, I have lost...
  3. General Chat
    This definitely warmed my heart....seems to be a trend this year especially at KMarts Definitely worth the read. Yes, Virginia, there IS still a Santa...they are called people with a heart Kmart Secret Santas: Anonymous Donors Pay Off Strangers' Layaway Accounts
  4. General Chat
    So we finally got our taxes done and low and behold... we got something back. :o First time in years. We've always had to pay. But somehow my hubby's coworker found everything she could to get us something back this year. Yay!!! With the return was able to pay off the hubby's small...
  5. Dave Ramsey
    well we came up with a resolution to the tax issue which i am sure is the the best way to go in Daves eyes and as much as i try to follow the rules and respect what he has to say - he doesnt have the chronic medical issues i have that are actually what took us from being free...
  6. General Chat
    I think my electric bill will go down and we will go through much less toilet paper. Is it bad to get excited about these things?
  7. Success Stories
    We paid off 2 more small bills. It was suppose to be 3 but the weed eater died. Our town has a $100 fee per day after notice if the grass is not cut. So I figured it was better to direct some of the money away from BS#2. I also got a call from a collection agency about a 3yo bill. It was...
  8. General Chat
    However before it is Sunday I have SOOOOO much to do. Dh has to go to Harrisburg Pa. to take part in a training program and he has surprised me with an e-ticket so that I can go with him. Normally he wouldn't do this but he knows that one of my dearest friends lives there as do her parents (who...
  9. Freebies
    Restaurant.com is sponsoring "Feed it Forward" again this year. You can give up to 30, $10.00 restaurant certificates away per day for free!!! Only 3 days left!!! I sent one to everyone in my address book! We received one last year and really enjoyed our discounted night out!
  10. General Chat
    it's DS11's first day of school. With both him and DS5 in school all day, it'll give me a chance to go wherever I want to go tomorrow. I decided I was going to treat myself to a nice lunch after I deposit my check into my account at the bank. The trouble is that I have no idea where I want to...
  11. Question and Answer
    I came up with a wierd budgetary theory, and it's working really well! I call it rolling the snowball forward, or the 5th week theory. I set my budget up on a 4 weeks in a month basis, since Dh gets paid every week and the bills roll in once a month, and most months have 4 weekly paydays. But...
  12. General Chat
    I was amazed when I heard the story, I am looking forward to an update on them soon I hope! I thought I did good delivering my first in 11 minutes, but 8 in 5 minutes....HOLY MOLY!!!!
  13. Drugstore & Grocery Store Deals/Product Reviews
    I am so looking forward to Krogers Mega Event will not start here till Weds 1/21/09. Here are some of the things that I am planning on getting (I have ordered my coupons) 21 French's mustard don't need it but it is free after coupon so will add them to the donate box. 3 Cattlemans BBQ sauce Free...
  14. General Chat
    2008 has been a good year in some ways and a not-so-good year in others. For instance, we payed a whopping $868.92 off of our debt but we made over $11,000 worth of improvements to our home thus making our day to day living a better quality. While some might disagree with our priorities I have...
  15. General Chat
    Do you ever feel like you are beating your head against a wall? I don't know if it's just the up coming holidays or the economy let down or what, but I have been really depressed lately. It seems as if the more we pay towards our debt the more things come up that costs us money. For instance...
  16. Question and Answer
    We've had lots of posts on gas prices,food cost increases, environment issues and how you would survive if such and such happened. So this post is to find out whether you think that we are headed for a major change in lifestyles, ie learning to live without alot of things we take for granted...
  17. General Chat
    Put your best face forward and show us what you look like! ( we can go back to the safety of our avatars later! :nerv2:) So... come on... show us what the other Villagers look like!!! YOUR TURN!!!!
  18. Success Stories
    Tonight, dh and I sat down with the numbers. I'd crunched all day to present to him. I must have something right because....HE'S ON BOARD NOW!!! WOOOHOOO!!! I padded the numbers a little bit in regards to house hold bills, why? Because these fluctuate, so some months we have a little extra...
  19. General Chat
    with snow still on the ground!!!!!!!:confused: We are supposed to get a few more inches dumped on us tonight and tomorrow, :wall:and we already have several inches on the ground. So what are we supposed to do with that extra daylight time?:shrug2: Play ice hockey? LOL!
  20. General Chat
    It's that time again to change the clocks and the batteries in your smoke & carbon dioxide detectors. :glass: Is there anything else you do when we change the clocks?
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