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  1. Debt Reduction & Money Management
    At least I think it's called sinking funds. Anyway, we're at the point I want to make saving categories. What are some of the things you have separate "accounts"/"envelopes" for? Here's what I know we need. Vehicle New To Us Vehicle Repair Household Repair Mini Emergency Fund Still working...
  2. Debt Reduction & Money Management
    I've seen lots of posts about stockpiling money. How many of you practice this? Is this the same idea as a sinking fund? Do you do this along with BS2, if you are following Dave Ramsey's Money Makeover? Do you keep stockpiled cash in a separate savings account, along with your EF, somewhere...
  3. Debt Reduction & Money Management
    I received "notice" on a recent (March?) bank statement that funds deposited in person (not direct deposit) would NOT be available until the next business day. Also, gave information on the order items (debits) would clear. I see this as a way for the bank to protect itself since Check 21...
  4. Question and Answer
    I have done "sinking funds" before in my budget for those once a year / blue moon items. HOwever, we've creeped back into more debt, used up our emergency fund and are pretty much back at baby step #1. So, I'm wondering when do we start sinking funds?
  5. Dave Ramsey|htmlws-main|dl3|link5| I found this story this morning, anyone up for it?
  6. Debt Reduction & Money Management
    We all know the term Sinking Fund. Some people like to reference it as a Freedom Fund. It doesn't matter what you call it; it still serves the same purpose. It's a fund that allows you to put a designated amount of extra cash into a spare account for things that are expected, but not yet...
  7. Financial hardship
    I won't go into alot of details, but my company re-organized & I was presented with the option to withdraw some of my retirement funds - only having to pay taxes, no penalties. I am no where near retirement & I have been very agressive about contributing to it. The past year has been a struggle...
  8. News you can use
    Buffett's got the fortitude and the funds to get deals done Thursday's Berkshire Hathaway-backed deal between Dow Chemical and Rohm and Haas shows that Warren Buffett is standing by ready ...
  9. News you can use
    Why pension funds beat mutual funds Are you happy with how well your mutual funds are doing?
  10. News you can use
    Ultra-short bond funds that are well managed outrun pack To put the best possible light on what is a catastrophe for some investors, the past six months have shown us which ultra-short ...
  11. News you can use
    Missing the boat on international funds Question: I read your recent article in Money magazine regarding the craze for international investing. This past week my adviser has recommended this move since I have very little money in the international market. She recommended Nationwide...
  12. News you can use
    S&P 500 champion: Buffett bets that index will beat hedge funds Billionaire Warren Buffett has wagered roughly $320,000 of his own money that the S&P 500 will outperform a collection of hedge ...
  13. News you can use
    Stuck in frozen funds Question: I've been parking cash in auction-rate preferred shares of the MFS Investment Grade Municipal Trust. Now I'm reading about failed auctions. Are ARPS as safe as I thought they were? - David Schempf, Spearfish, S.D.
  14. News you can use
    One-stop shopping for mutual funds Asset allocation funds are designed to create diversification and meet income or growth goals. Is the all-in-one approach a good idea?
  15. News you can use
    Steady funds for unsteady times Remember those slow-but-steady stock funds that frustrated you last year - the ones you thought about getting rid of because they were lagging when the market was up?
  16. News you can use
    Steady Eddie funds for unsteady times Remember those slow-but-steady stock funds that frustrated you last year - the ones you thought about getting rid of because they were lagging when the market was up?
  17. News you can use
    The best mutual funds to pick now Coping in a market like this requires patience and prudence (and maybe a few dividends).
  18. General Chat
    My kids are raising funds to sponsor two needy children at summer camp. The cost of the sponsorship is $100 per child. I need ideas for my 14 and 9 year old to raise the funds for this sponsorship. Their first fundraiser is to bake a variety of goods and place in fellowship hall at church...
  19. Debt Reduction & Money Management
    We have been saving up money ( change and a few $ ) i am curious i guess .. how do yall save back that money your children get. We are wanting to save for when she is older in college and/or for a car ( aka to buy a car out right and then have her pay back her own fund hehehehe i know evil )...
  20. News you can use
    Are American Funds a good buy? Question: My financial planner is continually suggesting American Funds. My concern is the 5.50% load. What is your opinion of American Funds?
1-20 of 37 Results