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  1. Home Environment
    As we all purge and declutter our homes (which I hope we are all doing consistently!) which items do you find the hardest to part with? For me, it has always been books, however, last year I finally went through and purged every book, except for the ones that I believed I would read again, and...
  2. Frugal Living
    What was the hardest thing for you to give up or forgo on the road to frugality? For me, it was taking cabs, which I used to do about 4 times a week, and since I don't drive was ultra convenient.
  3. General Chat
    Ok many of you who have belonged to FV for awhile know of all the crap I have delt with my sister. I have came to the conclusion a few days ago that I'm permanently done with her. She has used me & abused me way too many times & I'm done. Its so unhealthy for her to be in my life anymore. My...
  4. Christmas
    for any holiday, who is the hardest person to buy for & why? in my family, i am. i get reminded of it often. i never "want" anything (i just dont have "wants" when my needs are taken care of) & i dont like the "typical" gifts ppl tend give - so my list ends up being cleaning supplies, a new...
  5. Dave Ramsey
    When someone calls into Dave's show to scream they are debt free he usually asks what was the hardest part in getting there? Here are my top three picks. 1. My Husband's Income. My husband makes good money when he works overtime. I think its our biggest hurtle because we feel we can be a bit...
  6. Family
    Our natural gas bill is really high during the summer due to heating our pool. We're trying to keep the heater off as much as possible to bring that down. I know this doesn't really sound all that frugal but we really enjoy our pool and we have a lot of wind in our area. If the pool isn't heated...
  7. Education
    I was thinking about this today and wondered what the hardest thing about homeschooling is for most people. Is it trying to balance it all, being afraid you might "miss something" in teaching your kids, pressure from outsiders to put those kids back in school, financial pressure of trying to...
  8. Home Environment
    I have a couple things I find hard to throw out and thats books and keepsakes of the kids. I'm getting better with the books though. How about you, whats the hardest area you find in your home?
  9. Frugal Living
    Mine is to record my expenses. I have been doing a lot better, but it becomes so aggravating to me. How about you?
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