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  1. Frugal Living
    My dd14 is starting to research for her career. She has said lawyer or teacher. Once she found out the length of time and expense of lawyer, she decided against it for now. As a family with 4 kids, she knows her help has limits. Then teacher came along. It is something that she has talked...
  2. Writing Forum
    hello FV friends... a good friend of mine writes short stories and poems. I think they are good, but he is wanting some "non-biased" feedback. I've encouraged him to start a blog and he's posted a couple of his stories there.... it would mean a lot of some of you would take a quick peek at...
  3. General Chat
    hello FV friends... a good friend of mine writes short stories and poems. I think they are good, but he is wanting some "non-biased" feedback. I've encouraged him to start a blog and he's posted a couple of his stories there.... it would mean a lot of some of you would take a quick peek at...
  4. Health challenges
    A lot of people underestimate the importance having healthy teeth. Simply brushing 2wice a day and flossing can work wonders of your oral health and save you costly visits to the dentist. If you do have to get outside help for your dental care let me help! I am a 3rd year student dentist @...
  5. General Chat
    So I earn a good income, and have low expenses. I created a budget and was excited to realize i'd have almost $1000 a month left over, and I was planning on using it to attack my student loans, since that is my only debt. It was a few months ago that my hours increased and i'd have that...
  6. Education
    I can't afford a tutor or tutoring service (200 a month) my daughter is failing in reading and writting. She does have a LD in those areas. I need to give her extra help does anyone have any things they have done with there children to help them. She is in grade one.
  7. Debt Reduction & Money Management
    OK.. let the fun times roll..... My son is entering into an apprenticeship program through his school. It's a pretty good opportunity. How it works is they first do an employability course. Safety, WHMIS, interview prep, etc. When successfully complete the course, they create their resume and...
  8. General Chat
    I posted a thread before about helping a needy family. They asked for some outrageous gifts but some doable gifts also. My coworkers and I have, hopefully, pulled off a nice Christmas for this family. All 5 kids received very nice presents. Our principal asked us if we were crazy because we...
  9. General Chat
    My school helps needy families every year at Christmas time. The 5 of us who work together in our program gave the name of one of our student's to the guidance department. The child's family was evicted from their home earlier this school year, dad has had trouble finding work, and there are 4...
  10. General Chat
    Background information: We have our neighbor (a mid teen) mow our lawn for us. He does ok but has occasionally only done the front and run out of daylight then never returns to finish the back. There have also been extended times (3+ weeks) when our grass has needed mowing but he didn't knock...
  11. Dave Ramsey
    I got them on a budget and sadly they can not meet basic living on their income (SSI only). so to help them my sister and I are giving weekly, but there is still no money to make min payments on their 4 credit cards (they was living on them, till maxed). I got them paying $25 a week to each...
  12. Debt Reduction & Money Management
    My young neighbor (23) asked me to help him come up with a budget because he is realizing he is in over his head. I want to see what advice you guys can add to his situation. Here is the info: Take home pay $1164 a month ($291 a week) Bills: -rent 300 -car 100 -cell 90 -medical bills 82...
  13. General Chat
    I had the distinct privilege of helping cmdarlin move today, and all I can say is WOW. I saw miracles unfold before my eyes. I won't steal her thunder and will let her tell you all about it when she gets around to it. All I can say now is that it has been an unbelievable weekend. And what a...
  14. General Chat
    During the holiday season people rush out to give to others, but it seems the giving slows down the rest of the year. In this tough time a lot of people are suffering. They are losing their homes, their jobs, struggling to feed their families,etc. People need help now more than ever. In my...
  15. Sewing
    This is what dd bought today when we were in the city. It was on sale and she saved $200.00. She made a down payment and will pay it off by the end of April. Having it on lay-a-way, she pays no interest or any extra charges. She is estactic and I'm excited for her. She wanted to...
  16. Just Tips
    it's time to start getting ready for spring...we know it...the birds know it...and they will start building their little nests soon to raise their babies... so this idea is nothing new...it's just a reminder the the time is coming up fast.... take onion bags (or any bags that are mesh)...fill...
  17. Education
    the current economy and history of the Depression My dd, 8, got the Kit Kitterage American Girl for her birthday (an ebay steal). We watched the movie when my mom recorded it for us off of HBO and now she is almost finished reading the book series. This has been a really good unit study for...
  18. Home Environment
    I've found this site to be helpful with regards to checklists and general tips and ideas for organizing your home and your life. Perhaps it could be helpful to some of you as we strive for a clutter free 2009! http://lifeorganizers.com/home
  19. General Chat
    I am one who believes that when people banned together and share ( things or ideas) they can do great things. khjmom's post about the children in her school started me thinking. If we shared things that our community or school or charity groups or social group or churches/temples etc are doing...
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