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  1. General Chat
    I joined FV in 2007. It took some doing but now I am used to living on a budget and willing to go without or make do with what I have instead of running out and purchasing something I really did not need. The most important lesson I learned however is to plan and think about the future. The...
  2. Christmas
    Aloha Ornament Exchangers!! I will be packing up the ornaments this week and need to you let me know what you want me to do with the two extra ornaments - two of our participants will not be joining us this year. I can easily send them back to you or share them with others here or what ever...
  3. Stay at home moms
    I have been a SAHM for 16 years. My oldest is almost 16 and my youngest is 6. When my first baby was born I looked at him and knew there was NO WAY I was going to be able to leave him in someone else's hands. I adored him and didn't want to miss a single moment of his little life. As the...
  4. Frugal Living
    12 Important Financial Concepts You Didn't Learn in School Interesting article, although I wonder if people here already know more about these concepts than the average person. I still found the simple, concise descriptions helpful.
  5. General Chat
    If this needs to be moved please do so. Wasn't sure where to put it. Oldest daughter works for a huge Cancer place as head of HR. She emailed me this article this morning. It was from a boss and he said this was extremely important to read it in his email to everyone. By the way, I went...
  6. General Chat
    How important is it to provide "girl" things not "boy" for a 8/9 girl? I'm not sure how to handle this: My 8 almost 9 year old (third grade) daughter was crying this morning because she had heard through the grape vine that a girl in her class had asked someone why She (my daughter) had a boy...
  7. Debt Reduction & Money Management
    I assume that most of us have several financial goals: pay off the car, the mortgage, the CC, or start that emergency fund, or stoke our retirement funds, etc. But which goal is overwhelmingly the most important to you? Why? I'll contribute an answer a little later.
  8. General Chat
    Is etiquette still important or is it outdated? In watching the news the last few days it's hard to not see how some politicans are "supposedly failing" in diplomatic etiquette. The discussions about Michelle Obama touching the Queen of England, Pres Obama bowing to King Abdullah. Some folks...
  9. Debt Reduction & Money Management
    People don't really discuss what happened on September 15th or are not aware of it, but the entire US Economy and Banking system was a couple hours away from shutting down. I know there is usually only discussion on personal finances, but I think this would have impacted us all in a personal...
  10. Homesteading and gardening
    We truly do. With the world economy the way it is and living on a fixed income, we have felt for some time (a number of years in fact) that we need to become has self-sufficient has possible. I don't like giving my money to big business. I prefer to use it to give to smaller businesses or...
  11. General Chat
    I've been a bit Grinchy/Bah Humbuggy that last few years when "the holidays" rolled around. I don't know if it comes from being scarred from working holidays in retail (it has ruined Valentines days for me too). Or because seeing my in-laws take materialism to a higher level, just kills me when...
  12. Frugal Living
    I think the most important thing for me was a paradigm shift. A movement from thinking of frugality as poverty to thinking of it as a way of life that was not only sustainable, but desirable. It moved me from "YUCK" to "Where there's a will, there's a way". It gave me a healthier view of...
  13. Freebies
    http://www.tipsforyourtrip.com/Home_Page.html
  14. Just Tips
    Folks, I just read this and honestly did not know about it. I'm sure I'm not the only one. Please take a few minutes to read it. http://www.msnbc.msn.com/id/24982210/
  15. Kitchen Basics
    I wasn't sure where to put this but...I know someone who works for a store supplier in California. She had a meeting today about skyrocketing prices everywhere. They have already raised the price on rice. Very soon they will raise flour, corn, and pasta along with it. The prices will raise...
  16. General Chat
    Never, ever put them in a place where they will accidentally get thrown away. Yep, it happened. Just a bit ago I noticed they were gone and I asked DH if he moved them and he said no. I know I didn't move them. After a bit of frantic searching and some discussion of what may have happened, we...
  17. General Chat
    What has happened to those hysterically funny, creative SB ads?!! Do they really pay those big ad execs 6 figure salaries to come up with that drek??!! I liked 3 of them 1) the yearly Clydesdale, oh look now mom's gonna cry, ad. The horse who didn't make the cut, then the dalmation coaches...
  18. Debates, Politics and Personal Opinions
    There haven't been too many political discussions on here in a while and I'm certainly not trying to start any arguments. However, I'm curious what people feel is the most important issue facing the US right now. You could answer with just a single phrase, like "health care" if you wanted. I've...
  19. Debates, Politics and Personal Opinions
    As most of you know, FV has always been primarily women. I wanted input from members on whether you'd like to see more men here or not? I want honest opinions and not "social proof". I understand how sometimes we don't want to cause problems, be called out, or have focus drawn to us for having...
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