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  1. Debt Reduction & Money Management
    I was looking on Mint.com. I love that site by the way!! And I looked at our spending and income for January-April of this year. The totals are(and this is depressing): INCOME: $21,974 SPENDING: $21,830 It doesn't make any sense for me to look at it monthly because we are a self employed...
  2. Supplemental Income, Small Business
    Has anyone tried of the "My Online Income System"? I am wondering if you tried it and does it really work?
  3. General Chat
    Just had our taxes done today. Results: 1. Took a loss on investments this year. 2. Really high medical and health insurance deductions. 3. Able to be generous with charities. 4. Lower income due to retirement 5. Got a larger refund than we anticipated. 6. Refund is going into a vacation...
  4. Success Stories
    We are told we will get just over $1000.00 back on our income tax return & $1000.00 is going into our savings account. We will then have $2000.00!! I have a friend who spent hers on bills and then used the rest for blow money and that friend seems confused as to why I am willing to just pretend...
  5. Frugal Living
    Hello, The goods news is the my DH still has work. The bad news is that his income has been cut 30% until March. He works for a start up and they lost an investor. He is currently working out of state. And flew home twice a month to visit. Until things settled over there. No point in selling...
  6. Debt Reduction & Money Management
    Does anyone know what the low and medium income levels are for Ontario, Canada? Thanks.
  7. General Chat
    This is anonymous - just trying to gather some basic demographics. By "How are you doing?" - the primary "WE'RE DOING WELL" answer here means you are either out of debt or are at least paying down your debt and not taking on any new debt. If you are living beyond your means, you are not doing...
  8. Dave Ramsey
    I'm 24 and getting married this month and also plan on attending night classes 2 nights a week, in addition to working my day job 8-5. I've also been cutting grass on the weekends for last several years now and it's been great supplemental income. However between my upcoming marriage, going...
  9. Debt Reduction & Money Management
    does anyone know or is there a site someplace I can look that lists the % of your income you "should" be spending on mortgage, retirement, savings, etc? I feel like I'm out of whack lately.
  10. Dave Ramsey
    Hey all, Great forum. Looking forward to learning a lot and hear some success stories. I want to do the DR program but am looking for pointers on how to tackle it. I work full time year round and my wife is an adjunct professor who brings home income Sept-May. The summer months are difficult...
  11. Debt Reduction & Money Management
    I never knew this. I read this in the newspaper today and thought it as very interesting. I wonder if it's even worth it to try and get debt settled? We're not looking to get any of our debts canceled but figured other people who are thinking of it may not know this. Susan Tompor: Canceled...
  12. Supplemental Income, Small Business
    I'm thinking about buying property to rent out - what do I need to think about, read, know? I've looked at tax implications, but don't know where to look to find out about whatever else I would need to know (or don't know what else I need to know and therefore can not search for it). I...
  13. General Chat
    I never thought I would be in the position I'm in I have lost half of my income then DH had to take a pay cut he lost 350 a week.We are in a small town not much for jobs.Now because of this we cannot afford our mortgage (it was a private lender no bank) so we have to move.Were I live it a long...
  14. Careers
    I take part in clinical studies.and have had good results. I did one a while back that put me on the right path with my IBS. Right now I am in one for high cholesteral. It pays $50 a visit and there will be between 19-41 visits depending on your criteria, etc. My Dr. is fully aware I do this...
  15. Debt Reduction & Money Management
    Scenario: Hubby is on salary yet works a lot of OT. So much OT that its basically guaranteed. It's been this way for the past 6 yrs. Thinking back to a convo had this weekend while friends were visiting...made me wonder this: how would you base your budget? Would you base it on your salary...
  16. Financial hardship
    Guess some of you are wondering why I am around more all of a sudden? In three weeks I will be closing the doors on my shop. My partner and Legal owner of the business passed away; financially I can't do it on my own so we have to close. We have tried for months to find someone else to help me...
  17. Question and Answer
    Let me explain..my dh should of had a CPA do our taxes this year since owning a house now I think he probably didn't get all of the deductions we could of probably got credit for...Next year we are having a CPA do our taxes..do you think that the CPA would see that we didn't get all the credit...
  18. General Chat
    I'd say we're stuck in it! As much as I believe in the frugality and sensibility of being a one income household with a stay at home parent, that's just not reality for us right now. My husband's current job does not offer health insurance, and we are still working on becoming debt-free except...
  19. Debt Reduction & Money Management
    So last year, we didn't deduct any medical expenses from our taxes. We had about a $3400 return, but that was only about 45% of what was taken out of DH throughout the year. This year, we went ahead and decided to make sure we had the deductions in hand. I lost a few of the receipts for DS11's...
  20. Debt Reduction & Money Management
    Ugh! I can't believe this. First a bonus from the state for teachers was cut - $2500 we won't get anymore. Now this. Dh grades paper for the IB program every year - has for 8 years or so. He always does 2 sets. He got the info and will only be grading 1 set this year - cutting that income...
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