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My FIL will be 62 in a few months & is anxiously waiting to be able to start collecting his Soc. Sec. He plans to continue working full time. He has $0 saved towards retirement, no 401k, nothing like that. $0 in EF. No property. He's married & still has a 19 y/o living @ home,who has a minimal...

On my quest for employment, one of the questions that came up was about my computer. I am assuming it's to make sure it's capable of handling the things they'll be asking me to do. My last call center at home work required it too. I was under the impression that what I have is good. Can you...

DH and I had one of those "life changing" discussions yesterday again. His warehouse is up for a lease renewal in October. I know this is five months from now, but it's a distinct possibility that we will be looking at moving to Edmonton after all. I told DH that now I'm not so sure if I want...

How do you know when someone needs medical attention or is just acting out? I have a 15 year old sd that is getting worse and worse as the days go by. Won't listen, do her chores, mouthy, actually lives in the past, trashes everything she gets and can get physical with just me. All the anger is...

I have posted before about my BIL and wife 3 (also known as psycho) before but now something has happened and to be quite honest I really don't know what to do. Just some background for those who are not famililar with the pathetic story. My BIL (DH's brother) was married to wife 1, had 2 great...

I am 51 and I'm getting married next Valentines Day in Hawaii!!! I am so excited, but I'm putting alot of pressure on myself. I want a beachworthy body by then. I'm not terribly far off, God has blessed me with a healthy trim body, but I do need to take on a bit of responsibility for the extra...

One of my goals this year is to pay off 135 $100s of mortgage principal this year. I thought it would be fun to see if withh your help I could find 135 ways to bring in a $100 a pop without counting regular employment. So far I've come up with: (these I know I can get my hands on) 1-15) taxes...

This is something that I am wrestling with. A house that I have always wanted has come on the market. The neighborhood isn't as good as it used to be but is still regarded as good. The house is a LOT smaller than what we have now and we would have to get rid of quite a lot of stuff (not...

We have had an attorney-filled past 6 months. Incurred many bills from that along with having to purchase a piece of property due to a builder screw-up (new $1044 monthly payment :puck:) and now having to pull a chunck from our HELOC(balance 0) to settle a completely different matter. DH...

I posted yesterday that I wanted apples if anyone had an apple tree they couldn't keep up with. I got 2 replied over night. One for crab apples. I did a search and found that they were the first apples to be baked with because they are sour. Anyone ever baked with crab apples? I never knew you...

I would like some of your thoughts. I think I am at an appropriate circumstance in life when using credit makes sense - could use a sanity check. Here is the situation - Just landed my dream job in a different city. I will be moving and leaving behind my daughter who wants to stay for...

I have been researching these heaters, some love them, some say their a piece of junk. Has anyone here try one? What is a best electric heater? I'm looking to buy something to keep office and bedroom warm, and keep oil burner from running so much. Any advice would be appreciated.

Many of you know that my Fiance has a BBQ business and is working on getting his bbq sauce on the market. ( we have a few bbq's lined for this summer) Also we are trying to buy a restaurant ( been put on back burner for a year or so now ) I also would love to have a gift basket...

You are all brilliant and I'm hoping you can help me with something. I have a "friend" (maybe aquaintance is a better word), Kate. Kate is very nice one on one, but in social situations, she will stop conversations and walk (practically run) at break neck speeds to people that I'll call...

I just joined the board recently and I have a question...my hubby and I generally go to the casino a couple of times a month. I generally overall have done okay (note IRS bill, didn't know about the Schedule A stuff). Anyway dear hubby has recently got a bug up his butt and has decided that...

A friend of ours up here isn't sure what choice he should make. I'm really not sure which way to advise him and he's looking for input. So, I thought I'd run it past you all. :) Choice A - Stay living here, at least until he's debt free...small place, health problems in apartment (high dust...

DH and I have different opinions regarding finances. I am much more conservative than he is and I believe having an EF is one of the most financially prudent things we can do. I am much less stressed and generally much happier when I know we have a financial cushion. We have no CC debt, but...

Ok, here is our situation. We are trying to save to purchase a car. My goal is to try to save around $5000. We have a personal loan that I would like to pay off as soon as possible that we owe $535 on, and we have a credit card that we owe $486 on that we would like to pay off soon also. We also...

My Dh and I *may* have the chance to move to North Dakota (possible work opportunity). It wouldn't be for about 8 or 9? months, but we're just thinking we should find out some basics before we get too into the idea (IF it even becomes possible). (It could be Minot, Grand Forks, Bismarck, or...

Hi! I'm not sure where to post this but I need some input. I'm opening my soap biz back and need some help. What 5 scents would you like to see in soap and lotion? Thanks!