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  1. Dave Ramsey
    I know that Dave says matched funds, then Roth, then unmatched funds. However, he also talks alot about compound interest. I have about 35K in my 401K. Is it better to start a Roth from scratch, just add it all to my 401k, or do it like Dave says? Which way will I come out best?
  2. Debt Reduction & Money Management
    Aloha - I need some help from all of you who know more about these things than I do. I have the money to put $5000 in an IRA for DH and would love some suggestions as whether or not to get a Roth or regular on and also where to get one? Mahalo.
  3. Question and Answer
    I would like very much to start a Roth IRA due to the tax free withdraws when we retire, but after researching the idea, I'm still a little confused. DH made about 44K last year & I wasn't sure about the monthly contribution amount that would be allowed....would we be able to deposit as much as...
  4. General Chat
    I know we're a little late about starting a Roth IRA, but better late than never:) Dh has a 401K through work,but I feel that we need to be doing more for retirement.The reason why we are so late & getting started is b/c we haven't had the extra money to do it until now. Dh has had his 401K now...
  5. Dave Ramsey
    My wife and I are on BS2, with £2000 in our EF. We have about $5,000 sitting in an investment account in a Roth IRA. Would it be wise to pull that, pay the taxes, and put it toward BS2, or to leave it there and invest it? Thanks!
  6. Dave Ramsey
    Called one of Dave's ELP's in my area to have two small Roth IRA's rolled over to a new company. Seems the company we are with doesn't want to keep one of our Roth's since it recently fell below $1,000. and will be sending us a check! Hmmmph! Well, I was going to roll them over to another...
  7. Blog
    SaveWealth.com SaveWealth Financial can help you sort through the myths, and put time-tested estate and retirement planning strategies into action
  8. News you can use
    Roth IRA rules Retirement plans get added attention during tax-filing season. Here's a look at the guidelines for a Roth account.
  9. News you can use
    You, too, can have a Roth IRA The rules of converting to a Roth IRA may be complicated, but staying on top of the latest changes could boost your nest egg, says Money Magazine's Walter Updegrave.
  10. News you can use
    Not too late for a 2007 IRA Question: I'd like to reduce my tax liability for 2007. Can I still make a contribution to my 401(k) or to an IRA and have it count toward the 2007 tax year? Or is too late for me to do that now? --J. Scott
  11. Debt Reduction & Money Management
    ..you have up until Tax Day (April) to put contributions into your IRA (Roth or Traditional) for 2006. You can also open up a new account for 2006 and put in the maximum contribution. This is great if you have money lying around and need a tax deduction! Me being the lazy butt that I am, I...
  12. Debt Reduction & Money Management
    DH and I are interested in starting an IRA but not sure which one to go with, the ROTH IRA sounds more like something better for us but I see some ladies here talking about a Traditional IRA. How does one choose? We dont plan on starting this till 7/07 but want to get some advice/opinions...
  13. Debt Reduction & Money Management
    I'm getting a small COLA starting with my next paycheck so yesterday I set up my account to auto-deduct $50/month from my checking to go into my IRA. It feels so good to start contributing to my IRA again even if only minimally. I stopped contributions about a year and a half or two years ago...
  14. Debt Reduction & Money Management
    For those of you with IRA's, where are they at? DH and I are both planning on opening one this summer, and I've just started to research online. I'm a little overwhelmed. There are just so many options - Fidelity, Vanguard, ETrade, ING, local banks. Where is you IRA, and have you had a good...
    ira
  15. Debt Reduction & Money Management
    Ok, I was just sitting here trying to imagine a retirement challenge, like the Emergency Fund Savings Challege, or the Pay off Your Credit Card Challenge. I really couldn't think of any good way to do it. But - I put $1200 into my IRA tonight! This leave me with another $2400 to put in...
  16. Debt Reduction & Money Management
    Does anyone have an IRA account that is set up similar to a statement savings account? You can put in as much money anytime you want (up to the IRS limits). I just opened one of these. The interest is not nearly as good as a cd but it's a way for me to build up the money towards a cd. If I...
  17. Money Articles
    Parents must give serious thought to protecting their family through estate tax planning. While life insurance and trusts should be a part of every plan, Roth IRAs can be a simple tool for passing money to your child on a tax-free basis. Roth IRA First, we need a quick summary of the Roth...
  18. Debt Reduction & Money Management
    I do not have a retirement plan where I work. I currently have a small IRA with a mutual fund and another IRA that is a certificate of deposit at a local bank. Mel has suggested that I open an IRA that is set up like a savings account. You can add money to it anytime you want and at any...
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