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  1. General Chat
    Hi everyone! I used to post here quite a bit a few years ago, but went to mainly lurking on occasion when I started back working full time due to DH's job loss. We are finally in a position of me possibly being able to come back home to stay with the kids within a few months, so I know I...
  2. General Chat
    This is not easy to admit, but I fell off the frugal wagon. As you can see in my sig, we had our debt consolidation loan paid off, no more credit card debt. But we went nuts around here at Christmas, needed heating oil this winter, tires for the truck etc. Now we are about 6 grand in debt again...
  3. General Chat
    Hi! I'm a 34 year old Special Education Teacher. I live with my DH and our two cats in Upstate, NY. DH is a firefighter/paramedic and works part time for a Doctor's office. He is also a full time student working on becoming a RN! Whew! I am looking for ideas to save money and help pay down...
  4. General Chat
    My oldest daughter is in ninth grade . She has a health issue called Inappropriate Sinus Tachycardia,what it is , is that her body produces massive amounts of adreniline and it makes her heart beat very fast all the time. A normal heartrate for her is well over 150 at rest and it skyrockets to...
  5. Supplemental Income, Small Business
    I finally did it! I signed up to sell avon this week. The earnings potential seems to be there but I'm being realistic about it. I don't expect to become a millionaire off of this. :laugh: All money that I make from this is going straight to CC debt! Anyway just thought I would let everyone...
  6. Adoption
    About a month ago, we had a BAD week. We were in the middle of adopting a little girl. Our paperwork was messed up and the adoption fell through because they couldn't get it fixed in time. Within one week of that happening, DH's dad died suddenly. In fact, we found out we lost the baby on...
  7. General Chat
    So I get an extra check this month, and while I was going to pay off my CC, I decided that we need some other things around the house done also. (aka the money is burning a hole in my pocket lol) Both my dogs are due for their annual/vaccines. I called around and found a vet both closer and...
  8. Utilities
    Our natural gas company just announed a 2.7% drop in natural gas rates. That is such a welcome relief - can't believe what I get excited about these days.
  9. Kitchen Basics
    I admit, I buy dried breadcrumbs for my meatloaf and to make hm shake and bake. I'm determined to make my own. I have been watching our bread consumption and can't tell you how often I've seen single slices that were stale get tossed out. No more! :D Here's a handy recipe for anyone that may...
  10. Health and beauty
    Well now that I am able to start losing weight again, I need to jump back into the program. So far total pregnancy weight lost is :20lbs
  11. General Chat
    looked intereting, so go ahead make my day ask me anything!
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