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  1. Debt Reduction & Money Management
    How long is fixed deposit?
  2. Dave Ramsey
    Hello! I'm new here and new to DR. I heard about DR from my brother and his wife and have gotten excited about paying off our debt (dh is not exactly excited, but on board). We have $31k in debt that includes a car and student loans. Technically we have a savings account with $17k in it, but...
  3. Debt Reduction & Money Management
    So here's my story. My husband and I have 2 little girls (4 and 1) with a new one on the way in September. We have always rented apartments while we try and save for a down payment for a home. Well we have finaly looked into home loans and we have been pre-approved for a USDA home loan - which...
  4. Blog
    Know that pressure washer and punch bowl gathering dust in your garage? Now you can make money of them. SnapGoods.com Connect with people who have the stuff you want to rent or borrow. Rentalic.com The site that allows you to borrow or rent anything from your community, from baby gear to...
  5. General Chat
    I caught the tail end of a commercial for Western Sky Financial. All I can say is :yikes: APR is in bold. Loan Product Borrower Proceeds Loan Fee APR Number of Payments Payment Amount $5,075 Loan $5,000 $75 116.73% 84 $486.58 $2,600 Loan $2,525 $75 139.22%...
  6. Automotive
    how if possible would it be to get out of a car loan with out damaging my credit... owe 13,500ish worth 11,500ish ideas?
  7. Debt Reduction & Money Management
    I was reading some of the stories posted on Occupy Student Debt. I noticed that quite a few stories went like this: 1) Went to school first time, racked up some debt. 2) Started paying it off and got laid off/employer insisted on higher credential without paying for it. 3) Student went back to...
  8. Dave Ramsey
    I have relocated for work and they offered a lot of relocation benefits. One of these is paid closing costs for the purchase of a new home. My wife and I still have about 63,000 in student loan debt. (60K of this is hers, 3K is mine, which we will pay off in about 10 days) With rates on 15 yr...
  9. Dave Ramsey
    And actually, his parents were the ones paying it - so we paid if off for them (they're retired and really need all the income they can keep). :D It is so nice to be able to help them out! No debt of our own meant we had the means to get 'er done. Woo-hoo! Sure hope they love their...
  10. Dave Ramsey
    Should i include my remaining car loan in my debt plan when i start to snowball?
  11. Debt Reduction & Money Management
    We have a camper loan for about 10 yrs now. We had it thru one bank and we had some late fees on it from years ago. We have been making the monthly payments on it. We had an agreement(not in writing) to pay the lates at the end of the loan. The bank was bought out by another LARGE bank...
  12. Debt Reduction & Money Management
    Hi everyone ~ My dh and I fortunately do not have student loans. However, it is very unlikely we will be able to pay for our kids' college.... we are going to save but there's no way we can save ALL of the expected amount for tuition..... SO... unless they get scholarships or work before...
  13. Success Stories
    So two years after we started, we're finally done. $9300 paid in full as of today. MIL brought me the paperwork to keep here at the house that shows our history of payments. Before the direct deposit, we'd paid about about $2600. Once we got that started, it was pretty much easy from there on...
  14. Dave Ramsey
    Woo-hoo! One down, one SL and car payment to go! Well, the car payment was going to be paid off today, too, but I had it on automatic withdrawal on my bank's billpay and didn't know it wouldn't let me cancel that. <roll> So that'll get done either tomorrow or Monday, once I know that payment...
  15. Debt Reduction & Money Management
    You may not even GET a job: Educated, Unemployed and Frustrated
  16. Success Stories
    Yay! I sent the final payment on my student loan yesterday. The darn thing had been around for years and was almost like a hungry puppy following me. The last loan in for my car. I hope to get that paid off in one year.
  17. Success Stories
    The loan my dh had through his dad at 300 a month. Paid early and could not have come soon enough for me! That was to the tune of 15k.
  18. Dave Ramsey
    Hey friends, I have a precarious situation that has a lot involved so this is a deeper decision than normal and need some advice from fellow Dave Ramsey enthusiasts! I have $16,000 in savings. This is comprised of an $8,000 tax credit from condo I purchased last year, $4,000 sign-on bonus of...
  19. Debt Reduction & Money Management
    I have a friend who went through a divorce recently, it was finalized in June of this year. The house and the mortgage went to his ex-wife and it says so in the divorce decree. So, that means that his name should be removed from the house and the mortgage and he should not have any liability...
  20. Success Stories
    We paid off another loan this week:cheer4: This was our daughters student loan of $1,535.00. We are on the move THANK YOU GOD!!!
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