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  1. General Chat
    I logged on this morning to see that the APY of my savings had been lowered to 1% Does anyone have any experience with any other reputable online banks in which they are currently earning more than this %?
  2. Frugal Living
    I saw the meter reader stop at the house today. I made DH run out after and check the meter. I pulled up the old reading and compared. We have used about 400 kwh LESS this month than last. That is with the wood stove blowers going. YAY. I am hoping to get it lower and lower each month...
  3. Debt Reduction & Money Management
    Today I called my credit card company & had them lower my credit card available credit from $6,800.00 to $2,000.00. He tried to make me feel on the phone that I shouldn't do that so drastically. He said "are you sure you want to lower it $4,800.00. If you want an increase you have to reapply etc...
  4. Utilities
    I noticed while doing my taxes my water total was lower for last year.... so I did some checking and it dropped each month after I replaced the dishwasher with a new energy star dishwasher.... money well spent.
  5. Success Stories
    Since my husband was laid off in december money has been tight and bills have suffered some. Cingular suffered the most, we had a plan for 550 minutes because my husband had, hince had a company cell phone well when he was laid off he started using our cell phone and we went way over and the...
  6. Debt Reduction & Money Management
    Lol..sheesh did I just ask this question?? Welll.....let me tell you why! At the car dealership while buying my new Jeep they were concerned and almost not wanting to do the loan. WHY?? Was it b/c I had too much debt?? Nope -- I hardly have any debt BUT with all my high credit limits I COULD...
  7. Frugal Living
    I'm so happy! Opened the bill yesterday. It was 48 dollars. The month before it 78! The only change I made was I only used the clothes dryer three times all month. I'm hanging all clothes in our spare room. I'm so happy. I feel like I really accomplished something. Thank you to all the...
  8. Utilities
    Yesterday when i got home, I just had the urge to go and read the meter, not really aware of what day it was. So I got the reading off of it and pulled last months bill. We to my surprise, they read our meter on the 17th of every month. If they read it yesterday, like they usually do...I...
  9. Automotive
    My car interest was at 8 percent. I went to bankrate.com and entered the loan terms to see if anywhere offered something cheaper in my area. Voila! Two local banks had a 5.65 percent interest rates and no charge to transer the title over. So . . . I printed out the quotes and marched it...
  10. Goals and Dreams
    I'm pretty proud of this, I've managed to lower our long distance phone bill by $100!  Our bill used to be around $130 a month.  DH is a over the road truck driver and we talked every day, now we only talk every thrid day.  He can call me if he needs to on his cell phone (company write-off for...
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