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  1. General Chat
    I am looking at ways to lower my electric usage... already went around the house getting wattages off my appliances etc and figured up how much they cost me to run... so far it is the water heater and the oven (no suprise there) So I was wondering what methods you all have used to lower your...
  2. Debt Reduction & Money Management
    Anyone done this? I'm thinking I have a pretty high limit, and I have no idea why. I'm a housewife with a limit of $18,500 on one card alone!!! I've been told the credit limit actually affects your credit rating. Is this true? If it is, I want to phone about lowering mine. The most I've...
  3. Debt Reduction & Money Management
    For the past two years we have been having to owe the IRS a lot of money. I'm figuring it has to do with us claiming 1 exemption a piece on our witholding, so I will contact our employer about claiming 0. But i'm also looking at how we can reduce our tax liability for 2010. Our income is...
  4. Frugal Living
    Marie78 posted this in a different thread but I thought it was good infromation and wanted everyone to see it so I hope you don't mind that I copied and pasted it here Marie.
  5. Health and beauty
    Life-Saving Health Briefs By Shane Ellison, M.Sc. Author Health Myths Exposed and Hidden Truth about Cholesterol-Lowering Drugs Free at www.healthmyths.net +++++++++++++++++++++++++++++++++++ Sweet Tip for Controlling Blood Glucose When a meal is accompanied with the fiber known as...
  6. News you can use
    Campbell's lowering sodium in almost 50 soups The Campbell Soup Co.'s kid-oriented soups, which feature characters such as Dora the Explorer and Batman on the cans, are getting ... </img>
  7. News you can use
    Campbell's lowering sodium in almost 50 soups The Campbell Soup Co.'s kid-oriented soups, which feature characters such as Dora the Explorer and Batman on the cans, are getting ... </img>
  8. Utilities
    We generally keep our thermostat set at 68 degrees during the day and 63 at night. With home gas prices rising this winter I think we'll still keep the temperature set at 68 during the day but we'll lower it to 58 at night.
  9. Healthy Cooking
    I'v posted some tips on another website I thought might be of interest to you. These baking tips should be helpful to diabetics, those who wish to lower carbs and or cholesterol ,or those who just want to bake a little bit healthier...
  10. Debt Reduction & Money Management
    I have a credit card with a balance of $4,059.00. Should I try to keep paying that down before I transfer this balance to a 0% interest card so that the whole balance will be accepted, rather than partial. I had another card with a $4,400.00 balance and made a balance transfer. But they only...
  11. Debt Reduction & Money Management
    How does one go about doing this? I would think for me it might be possible, we've had our CC's for a while, never late and always in good standing (credit increases every so often too.) I just would like to know the steps to getting interest rates cut on credit cards? TIA!
  12. Debt Reduction & Money Management
    http://www.sayplanning.com/saygoodcredit/budget_plans/
  13. Freebies
    It was in the paper today that our local Goodwills are lowering their prices. It's about time, I always thought thier prices were too high on clothing. I hadn't been there in awhile because of the prices, I will have to go check it out again. We have several Goodwill stores here, about 4 in my...
  14. Frugal Living
    http://eartheasy.com/live_cheapheat.htm
  15. Frugal Living
    What methods do you use? I cut coupons and rebate.I only shop loss leaders(with the exception of milk)and use substitutes for things like cold cereal and milk.
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