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  1. New Member Introductions
    Hi, I am Manuel! I am new to this forum and I'd like to know what is the hardest thing you have to deal with related to money management? Personnaly, it's was to admit to myself that I was not really good at it (I was in trouble) and even still today I have to be really disciplined to use my...
  2. Debt Reduction & Money Management
    Hi, I'm new to this site and I'm seeking ideas and support for a major problem I have. If I get an unexpected windfall (tax return, insurance money), I promise myself to save some, pay off some bills and maybe treat myself to a nice haircut. It never happens that way (except for the haircut)...
  3. General Chat
    Hi, I am new to this forum. I'm looking for money management support to control my spending when I get an extra bit of money. I am a single mom of three kids and I want to teach them how to be responsible with money. Except that I'm very irresponsible and it stresses me out! So I have come...
  4. Debt Reduction & Money Management
    Ok, so I gave mint.com a try and I absolutely hate it. There are several instances where information I have updated has reverted back, and I just don't find it reliable. I miss Microsoft Money! What are my options for money management these days? I don't necessarily care if it's online or a...
  5. Home Environment
    Adults with ADD/ADHD or parents of older children with ADD/ADHD, what are some time management strategies which have actually worked for you (or your child)? Do you have a day planner, do you stick with it? If so, what style of planner have you found effective and easy to maintain? Do you...
  6. Home Environment
    We have been a 1 vehicle family now for nearly nine years, so sometimes it feels like I spend a little too much time acting as a taxi service. A lot of times driving people around also involves a lot of waiting around - waiting for my husband to come out of work, waiting for my daughter to come...
  7. Home Environment
    What methods do you use for keeping up with all your family's appointments, schedules, as well as your own? Do you use a calendar system? Do you keep it visible for everyone or is it just for you? Do you use paper or electronic? I've never really had much to schedule before, none of us were...
  8. General Chat
    :toss::furious: Seems lately I can go from zero to really pissed off in no time flat. I don't know why, I never used to be that way. Don't get me wrong, I don't hit or directly yell at anyone, but I could make a sailor blush with my cussing and throwing crap. Not throwing at anyone but if I...
  9. Debt Reduction & Money Management
    How would you grade your households money management? Including your budgeting, savings, and all around frugalness? After grading yourself, list where you think SOMEONE else would suggest you improve.
  10. Freebies
    With AceMoney Lite, one can easily organize and track spending, build budgets, track investment performance, set up payment reminders and recurring bill payments, create reports and pie charts, and so much more. Available internationally...
  11. Debt Reduction & Money Management
    Hi I am implementing the second phase of my return to financial sanity.. 1) saving 2) retirement 3) downpayment for a house. I start teaching in two weeks and since I am playing catchup in all areas, I need some advice. I really would like to find a great financial planner. I am not...
  12. Debt Reduction & Money Management
    I am finally in a position to take charge of my finances. I went through a *very* dark period of my life and left a lot of things go. I tried working with a debt management company before, but was very digusted with the way they opporate (another story in itself). I started contacting our...
  13. Home Environment
    I know working hard at being frugal with money is one thing we all work at, but are you as frugal with your time as you are your money? I got to thinking about this over the weekend, and we get so focused money waste that I think I overlook time management often. If you are truly frugal...
  14. General Chat
    We were offered a house in housing just before the new year. They're awesome houses. It had occurred to me to say no because we'd have to get it before our lease expired... after thinking on it though I decided to accept the house even though we'd have to pay rent out of pocket for a short...
  15. Relationships
    I feel like this is the only place I can talk about an upcoming surprise. My MIL called to tell me that for my husband's 40th b-day, his enire family wants to surprise him. It will be Thanksgiving so getting everyone here may be a wee bit on the expensive side for them - I did commit to giving...
  16. Money Articles
    Okay all. I am jumping on the bandwagon and starting a money makeover thread--similar to Angela, Amy, and Jean. Bear with me. It could get ugly. August was a learning month for me. I tracked all of the spending for the month. It was important for me to get a grasp on where our money was going...
  17. Debt Reduction & Money Management
    This past weekend, my grandpa died. My mom and aunt were at their house, going through pictures and stuff and my mom came across a ledger book from 1951-53. In it, my grandpa detailed every incoming penny and every outgoing penny. It was so interesting to sit and go through it, not only to see...
  18. Debt Reduction & Money Management
    http://articles.moneycentral.msn.com/SavingandDebt/ManageDebt/Your5MinuteGuideToManagingDebt.aspx
  19. Debt Reduction & Money Management
    i need some extra opinions on this since my fiance and i are disagreeing about what to do with this $500. i have two credit cards that carry balances. i've been paying more than the minimum on them, so no problems there. i'm getting married in august and put the $500 in savings (where i have...
  20. News you can use
    Money management advice from mom Readers share the financial wisdom they received from their mothers and fathers.
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