Hello everyone, My family has $44k in CC debt on 6 cards. We have been robbing-Peter-to-pay-Paul to pay the minimum payments. The total payment on the minimums is about $850. We only have about $450 allocated for minimum payments. Regarding starting BS2, is it advisable not to make minimum...

I put my credit card debt info in one of those calculators and received the following message: By only making minimum payments it will take 51 more payments or 4.3 years to pay off the remaining balance. Interest will amount to $609. It's time to get Gazelle Intense!!

Has anyone else gotten the notice from Chase they are increasing the minimum payment from 2% to 5%? I read on MSN it seems to be targeted toward customers that took advantage of low interest rate balance transfers. I cannot imagine how this will affect some people. At least we will have the...

NO!! So you have a $15,000 credit card balance at 18% and you only want to make the minimum payment every month. Not a problem..., for the CC company! If you only make the minimum payment on the above scenario and you minimum is based on 2.5% of the balance your first payment will be $375.00...

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Maybe i am the only one who will be excited about this but minimum wage is increasing here in July I know that minimum wage increase has been argued to hurt the economy, but i personally think it is long over due it was impossible to live off $5.15 as of a few years ago. Now with it increasing...

…AT&T and still make it so they wont deactivate my phone or be annoying? I couldn’t pay them last month… I was thinking about sending them 50.00 in about a week. Is that ok?

I was thinking about the bare minimum and how it is different for different people. it's important to figure out what YOURS is, because it's a terrific tool in keeping things clean without making a lot of effort or expense. What is your bare minimum and how did you figure it out? When we...

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Will you be able to make your minimum payment when they double? Are you concerned you won't be able to make your minimum payment when they go from 2% to 4%. You don't have to answer in this thread. I'm just curious as to whether anyone is concerned . If you don't know yet about this, read...

Minimum payments on credit cards are supposed to start going up by the end of this year. See article here We only have one credit card with a balance and it's at 0% for the next year. Still, I'm getting concerned. I've been working on our budget, and we are barely staying in the black each...

The problem with housework is that it's 24/7 and the temptation is to go into all or nothing mode. If you do it all, all of the time, you are doing too much, that is inefficient but if you do nothing, sooner or later you have to play catch up and meanwhile the stress of living in a mess eats...

How do the CC companies calculate how much a minimum payment is? On $2500 the minimum is $50 at 11.65%. I'm clueless. But then also mathematially inept too.

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With two teenagers (one a graduate) out there seriously looking for full-time employment, I've suddenly realized that Minimum Wage is not the same Nationwide....( :coffee: smell the coffee Deb....) I just never gave it any thought, I guess..... Our Minimum Wage here is $5.15 and hour.... It...

In Manitoba it is $6.75 an hour. Where is it where you live?