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  1. Dave Ramsey
    after doing our budget we have just enough to cover all the basic expenses except our emergency fund, car repair/tires, home repairs, Christmas fund,and license and tags. i am a firefighter and could potentially have more income in the next few months but we are planning the budget with what we...
  2. Debt Reduction & Money Management
    So I just started reading and following the Dave Ramsey plan in January. I'm 43 with a husband and 3 kids at home (ages 12, 13, 18). The reason we started looking at ways to improve our household budget is like many - we make a fairly good income so where's it all going and how can we do...
  3. Bright Horizons
    The teacher pulled me aside today to tell me that they don't know if they can take Diva next year. because they don't have enough staff available to help her because she needs more educational help than they can offer. This school has the smallest student:teacher ratio available. She is...
  4. Computers
    Okay, this is a first for me. Computer is in safe mode, and I don't know how to escape from it. It was fine earlier. I shut it down, and then shut it off completely with the button on the electric strip. Completely normal routine. Just turned it on, and it made me boot up in safe mode. The...
  5. Debt Reduction & Money Management
    and I think it was a serious wakeup call for him. Last night while I was asleep he decided to figure out our current $$ situation since we got our federal check. We were behind on some of our bills and will have to use our entire check to get back on track, plus pay off some bills-such as the...
  6. Financial hardship
    Okay dh and I screwed up, we know it. Were sorry and we are doing are best to fix it. Are past is still hauting us. We havent charged a single penny on credit in two yrs. But we havent paid off much of what we owe. I have crunched as much as I can there truely were only two choices. A. file for...
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