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  1. Blog
    I have recently made some changes to how I coupon and redesigning my coupon folder. I still send out to coupons to family and friends, but I don't always cut out very coupon any more. I only send out the expired coupons every three months, instead of once a month. Since the company's have...
  2. General Chat
    We spend only $70 a month, but we live 3 miles form my dh's job and no more that 2-5 miles away from 6 different grocery stores, Walmart, Kmart, target, and about 20 different places to eat. My daughter moved right down the street so I can see my grands anytime without traveling across town.Now...
  3. Dave Ramsey
    So we go by 2 paychecks (hubby is the only one with an income). So our new month starts tomorrow. So our checking account was getting low-ish, a few hundred in there, and I knew that, so we were being very careful with the card. When the mortgage came out automatically on the 1st and another...
  4. Adoption
    ...and I want to celebrate and commend my sister and every other person who has given a child/children a loving home to grow up in.
  5. General Chat
    I have eluded to some happenings in some posts but decided to spell it out and try to give you the short version...... Has been he!! around here for awhile.........but with some prayers for STRENGTH to get through this..........I will!! Some might know........my dad died Sept. 9.........after...
  6. General Chat
    Ladies and Gents, just a reminder to do your self-exams and schedule your mammograms if you're over 40! Early detection can truly save your life or keep you in the "limited" fate category. Speaking from experience as I face my second surgery tomorrow! I'm getting my upper deck construction...
  7. General Chat
    Man, what a week. The fridge in the camper is not working. Luckily I had cleared it out and gave it a good scrub since I knew we would not be heading back up to the lake until September. That was July fourth. Nothing worse than rotted food in 106 degree weather..... I know it isn't the breaker...
  8. Utilities
    We were randomly without internet for over a day earlier this week, they fixed it remotely somehow, without coming here. I asked, when speaking to tech support, if we would be credited on our bill for the #of days it was down, if it was significant, they said 'oh yes, customer support will do...
  9. Debt Reduction & Money Management
    I started to really buckle down with our money on June 1st. 2mths later and I have an update. In June I had $150 in Savings, 5k on a CC (growing rapidly), and $560 on another. I have been busy with work. I am self employed and my income varies and is not very dependable. When I do get paid...
  10. Canadian Pals
    After having noticed many items we use often go up since the new year...the 500.00 a month budgeted does seem to go far for Us(family of 3)...but 600.00 seems to be a good budget amount...how is everyone else doing? Janine
  11. Debt Reduction & Money Management
    We've already paid off all of dh's credit card debt now we are working on my cards. Mine is piddly compared to what his was lol. His took 5yrs to pay off, we paid off three of mine this past week! Just one more card and my student loan to pay off and the last card will be paid off by the end of...
  12. Frugal Living
    ~So after seeing Sara's article about overused frugal tips posted again it got me thinking. There really are 1000's of little, obscure and boring ways to save a little bit. If you do enough of them you will see a significant savings. But it's always a challenge finding new ways to save when...
  13. Debt Reduction & Money Management
    As many of you know I just lost my husband 2 weeks ago...We have a 6 yr old son and a child on the way(I found out 4 days after his passing that we were pregnant) My husband was a stay at home dad...He got our son on and off the bus and was here for half days and no school days...Our son never...
  14. Utilities
    We had 20 days with our old meter and 12 days with the new "smart meter". So far I am ok with the smart meter. It did help the the electric supplier also lowered the price per Kw too. It is the lowest bill I have had in well over two years. Also this is what else might of helped. 1. Heater...
  15. Frugal Living
    I have not been doing well in the grocery department. I don't have to buy meat, eggs, cheese, or even bread but I still spend way too much. My goal this month is to plan plan plan and to buy only what I need to buy. I was almost out of fresh fruits and veggies so it was time to go shopping...
  16. Debt Reduction & Money Management
    I'm going to be single for the entire month of April, and during these times I like to go broke and pay down a bunch of debt because it's a lot easier to do without the man around. (He's not spendy, but when he's gone he's not using gas or money to buy lunch and I don't have to plan meals with...
  17. General Chat
    I know that we buy too much food at the store for our family, but I dont know how much we should be spending. I dont mean to sound like a bad wife, but it is because of my hubby. He is overweight (as am I) and likes processed foods way too much! Condoments are a must on everything for him and he...
  18. Envelope system
    Hey all, We are 2 months into our envelope system, and having created a budget we also have an accordion type thing that holds many other budgeted items (car insurance, clothing, medical, gas, water etc). The 2 core envelopes we are still working on adjustments of are GAS (car) and FOOD...
  19. Dave Ramsey
    I just re-worked our budget and realized that I'm 667 short of paying off the last CC this month. Work has been slow and we have had a few minor setbacks and unexpected expenses this month. We are moving on Sunday to the 600 sf house and I'm in the middle of a selling frenzy on craigslist and...
  20. General Chat
    The Month After Christmas 'Twas the month after Christmas, and all through the house Nothing would fit me, not even a blouse. The cookies I'd nibbled, the eggnog I'd taste All the holiday parties had gone to my waist. When I got on the scales there arose such a number! When I walked to the...
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