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  1. Dave Ramsey
    Just before I discovered Dave Ramsey (and I do mean JUST before, mere DAYS before), I applied for a Discover Card with 3.99% interest on transferred balances for the first 6 months. Most of my credit cards have the normal, outrageous interest rates of about 19%-23%. I transferred $1700 of my...
  2. Family
    I am in the home stretch of parenting. My youngest is a senior in high school and will be moving out and going to college this summer. I am looking for suggestions for things to do, things to enjoy, and things to teach in these final months. Trying to do this more thoughtfully than with my...
  3. Frugal Living
    After going through our basic billing cycles/pays and impending holiday expenses- I am getting overwhelmed and stressed! I am thinking of different ways to cut back on anything and everything just so I don't overspend, overstress, and especially skip paying a bill for the holidays. Anyone...
  4. General Chat
    Hi everyone. I'm back and I can't believe it's been almost 7 months since my last post.:thud: Of course I was called back to work, I think I posted this on last post. We worked 12 hour shifts for a coupole of months, went through one temp for 2nd shift and now have a guy who seems to need the...
  5. Success Stories
    Really glad I found this forum :). I've been on a 'frugal living' kick for the past year and in the last six months, have stepped up my game. I really love reading through these posts - there are some great tips and ideas out there! Personal 'almost there' success that I wanted to share...
  6. General Chat
    Does anyone else ever do things like this? I had put aside a little bit of money for a trip for the end of summer. We took the trip and had a great time. We went to Ottawa and did all sorts of tourist-y things. Unfortunately, nearly everything took way more money than planned for. Things...
  7. Third Agers
    In two months my dd will be 18 but still living at home, possibly for the next year. I'm very apprehensive about what this is going to look like. Lately a lot of conversations have come up between my older dd who has left the nest, my dd that is in the nest, and myself. These conversations...
  8. Home Environment
    We've been in here not even three months and it's already starting! DH went to put in the new tap for the kitchen sink today and lo and behold, we found the laminate had rotted completely through. We had plans to replace the counter top in the next year or so, but now it's become priority...
  9. General Chat
    OMG! I am so ecstatic right now. After a draining 13 months of looking for a full-time position in Chicago (after moving from Portland to be near my DBF and working as an independent contractor most of the time - but also on unemployment for some of the time) I have received two job offers in...
  10. Debt Reduction & Money Management
    DH and I are slacking big time!!! While we are not going out and just blowing money on the movies or bowling and stuff, we are spending money on things we do not really need. Extra grocerys, doing a lot more driving around rather than being frugal about it, getting a book at the book store...
  11. General Chat
    I need any and all ideas :) My brother & his family (wife & two kids) are going to be moving from Florida to NY. Brother is already here & staying with us, the rest of the family will be here in December. We have plenty of room, get along great with all of them, have two full bathrooms and one...
  12. General Chat
    As I posted earlier, we bought a newer car last month with cash! The only problem is that it completely wiped out our savings acct. We still have our EF but nothing else. I'm starting to panic. If Murphy decides to pay us a visit we will be in trouble. If we can make it to October 1 without...
  13. Money challenges
    Tomorrow is July 1 which marks the first day of month SEVEN of our 2010 challenges. Everyone needs to get your updates posted in your respective challenges - ESPECIALLY in Debt Reduction and Emergency Fund Savings! Remember, for debt reduction, you MUST give me the amount of principal paid...
  14. General Chat
    i just wanted to say hi & hello to everyone. it's been a super long time since i've been here / looked around. keeping busy, and outta trouble. still living the frugal life & taking it day by day doing what i can. i'll try to stop by again soon. find me on FB (send me an IM for more info) :)...
  15. Debt Reduction & Money Management
    I was going over my bank statement to make sure everything was in order before February 1st came (tomorrow morning). I then decided to take a look at what my spending was like in January 2009... exactly one month ago. I was just floored! My miscellaneous spending was the biggest noteable...
  16. General Chat
    I am wondering if one could grow a tomato plant inside and have it actually produce. What else could you grow inside......I know that it would have to have plenty of sun etc......so i think it would work....
  17. General Chat
    http://www2.godanriver.com/gdr/news/local/article/n.c._woman_lay_dead_in_bed_for_months_despite_visits/16384/ Can you believe that there were family members there daily?
  18. Debt Reduction & Money Management
    i have $3,335 in savings. i have a lowe's card with a balance of $1,800. i was thinking to split the payment into 2 by paying $900 (plus 6% interest), but then i was like, why not take it outta savings and just pay it off and take that $900 and put in savings, while also saving about $100 in...
  19. General Chat
    i havent been around for a few months, trying to make beneficial changes. i thought i'd check in to say hi & I'll try to stop by once in a while. i feel badly that i havent been around, as i know i've missed out on a lot... i feel badly too having seemingly abandoned some friends on here... but...
  20. Stockpiling
    I was looking over and going thru my stockpile after I added to it this week. I thought I had enough for 3 months but while it MIGHT last 3 months it would be very hodge podge. So I've thinking out of the things that I have what do I need more of and what have I totally neglected to buy extra...
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