We bank with USAA, but their rates are higher then what I see when looking around. I'm now trying to find a company to go through. Give me some names, please! Miss -spelled mortgage! Not sure how to fix the title.

http://money.cnn.com/2008/11/11/news/economy/loan_modification/index.htm This seems like a really good way to restructure loan repayment options and to keep people from opting foreclosure quicker than they would before. Thoughts?

Does anyone do this? We just started last month. There is real benefit to it. You have to go through your lender to set it up, but it is well worth it. Benefits: Faster payoffs and overall lower interest costs Example: Pay off a $200,000 30 year fixed loan at 7% in approximately 24 years...

We closed today on our refinancing and are going to save $100 a month on our house payment plus we went from a variable rate to a fixed rate of 5 %. That will really help us out alot. We are also getting back about a $1,000 to pay on our other bills. How many people have refinanced there...