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  1. Question and Answer
    So I just opened my checking account online today and I got this message: My situation is the following: I have a checking account at this bank. It has most of my savings in it. I almost never use the debit card. We have an emergency fund. It is extremely unlikely that we would have an...
  2. Debt Reduction & Money Management
    There was an interesting article in our local paper regarding banks adapting to online customers. Banks typically get all of their referrals and product sales through customers in the bank, but have been sending their customers to online banking/bill pay/debit cards/atm machines for years, thus...
  3. General Chat
    :toothy: I personally think it makes sense. If you don't have it, don't spend it. Bank of America ends overdraft fees on debit cards : News-Record.com : Greensboro & the Triad's most trusted source for local news and analysis NEW YORK (AP) — Bank of America customers will soon be unable to...
  4. Debt Reduction & Money Management
    In this case, it was a screw up to the tune of $105 in overdraft fees. Yep - I told myself on Tuesday - remember to move some sinking fund money into checking from savings... Guess what I didn't do? So bam, bam bam - three overdrafts - $35.00 each. And we had over $3,000 in our savings...
  5. Question and Answer
    I can't do it any more. I have no idea how to get a handle on my financial situation... I'm constantly in the hole every 2 weeks when I get paid. I get paid about roughly $2000 a month and am overdrafting $500 a month. I have overdraft protection which is maxed out and the items I'm paying...
  6. Frugal Living
    Alright, if you missed my grouchy post about overdrawing my checking account in a classic, but doofus inspired move on my part...here is a link to the post... Ugh..I'm so ticked... - Frugal Village Forums Anyhoo, after I dropped off the kids, I went in there and sat down and talked to a...
  7. General Chat
    I'm astounded to see that "the average household pays $368 in overdraft fees each year". Since I had no overdraft fees last year, that means someone paid $736, and quite likely a lot of someones paid more than that. No wonder our economy is a mess. There's a lot of people out there seriously...
  8. Debt Reduction & Money Management
    okay... so I admit it. I bounced some checks. Who can I blame? (but myself) That was about 4 months ago... but I've been thinking..... I noticed a few things. 1. the bank seemed to have 'held' all my checks for deposit on Wed- the day before I get paid (auto deposit). Coincidence? See if...
  9. Debt Reduction & Money Management
    News you can use. Young Adults Are Getting Hit with Enormous Overdraft Fees By Leslie Parrish and Ginna Green Posted November 6, 2007. More and more consumers are finding the deck stacked against them when it comes to battling abusive overdraft fees. Few Americans are immune to the offers...
  10. Debt Reduction & Money Management
    I woke up and checked my email to find an overdraft notice. Well good morning to me :thud:. I knew it was low, but hubbys pay check was going in the account on auto deposit today. I thought we would just make it and still have about $15.00 in there :dis: I let hubby use the debit card last...
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