Search Results for ‘payments’

Does anyone do this? We just started last month. There is real benefit to it. You have to go through your lender to set it up, but it is well worth it. Benefits: Faster payoffs and overall lower interest costs Example: Pay off a $200,000 30 year fixed loan at 7% in approximately 24 years...

Tonight I am writing out a check to one of the c.c's for $500. Then I will only have next months payment and it will be all gone. Now I usually send them $200 a month but tonight and next month $500. Then I can take the $200 and snowball it with the other payment to the other c.c and get that...

I don't understand how this could happen. I went to my bank online (Bank of Montreal) to pay our hydro and phone and there was a bill added to my list which I did not put there. It was for a Rogers Telephone Residence account. We deal with Bell and have never had an account ever with Rogers...

I just found out you can set up your oil bills to come out for 10 months and at the end you may end up with a credit or get a small bill, It depends on how much you use. I went to our oil provider today and asked them to set it up for us if it was not to late. They said no that we would just be...

Seriously, that's what this guy is saying. OK I understand the part about having savings in case you have a major job loss or something and I understand that a lot of people don't have an Emergency Fund and "think" that their homes are ATM machines (Home Equity Loans). What does everyone else...

I have credit cards due at differnt times of the month. How can I make sure I pay on time when they are all due different days. It seems like I am late on at least one sometimes because I forget it is due. Any hints? Advice? Thanks Shona

Hello All. I have heard and seen all the benefits of paying your mortgage bi-weekly. If I pay my payment online, can I still do this? Do I just break the payment in half and pay every two weeks? Also, what if I just want a certain amount to go to principal only, can I do this online? I'm...

We normally pay cash for the orthodontist each year. We pay in March and the final balance is $2,040. We had planned to pay it and the bills would be over for this. Now we find out that we will not have that money due to taxes. We didn't plan very well on the taxes. What would you do? We...

Here's what they emailed me: Basicly, you have a separate account for the micro rate. If you do the math the fees don't even up until you reach a paymet of $12.50, 67¢ either way.

I forget where I read about doing this, maybe it was here. Or, maybe I posted an article about it. Today I divided up my credit card payment in two.  For example, if I was planning on paying Mr.Visa $100 this month, I would make two $50 payments before the due date.  This way, the first $50...

Will you be able to make your minimum payment when they double? Are you concerned you won't be able to make your minimum payment when they go from 2% to 4%. You don't have to answer in this thread. I'm just curious as to whether anyone is concerned . If you don't know yet about this, read...

Minimum payments on credit cards are supposed to start going up by the end of this year. See article here We only have one credit card with a balance and it's at 0% for the next year. Still, I'm getting concerned. I've been working on our budget, and we are barely staying in the black each...

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don’t be so quick to “jump for joy”. What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in debt for a lifetime. More...

The Treasury Department will begin mailing checks for the advance payment of the increased Child Tax Credit on July 25, with most checks mailed by August 8. These will cover eligible taxpayers who filed their 2002 tax returns by April 15. As the IRS processes returns from taxpayers who filed...

Request a change in your credit card billing date if you have a bill that comes at an awkward time of the month for you. Banks are usually willing to accommodate you. Lynne Crew; Affairs in Order