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penny

  1. Debt Reduction & Money Management
    I tracked ever penny in and every penny out in 2011 So have year in totals. Boy, they look a lot bigger when it is year totals It is interesting, eye opening, and a bit shocking. Now I have a even better idea of where the money actually went, every penny. Now I can plan better for next year...
  2. Supplemental Income, Small Business
    I am looking into this but not sure how to find papers like this in my area any suggestions on how I can find them? Thank you.
  3. Question and Answer
    I'm a newbie and been reading bout the penny challange. What is it?
  4. Drugstore & Grocery Store Deals/Product Reviews
    The Staples penny deals are not a good a deal a they use to be, at least in my area. The items that are selling for a penny have a with minimum of $5 purchase. I'm so bummed. Penny deals list for next week are pocket folders 1 cent with $5 min purchase limit 10 per household 8 pack yellow...
  5. Debt Reduction & Money Management
    DH has finally agreed that we do too much impulse buying. This past weekend, he started giving me his receipts. I have at least 2 missing that I need to find. I started a price book but how do I keep account of where every penny goes?
  6. Dave Ramsey
    FVers, I posted a request late yesterday and want to follow it up with this post. To help keep me on track and focused, I will post the total money I spent each day, and the breakdown. This will force me to be accountable. Your help in this journey means a lot to me -- I am clearly having...
  7. General Chat
    Remember the change jar ("take a penny leave a penny") help yourself if needed dishes at registrars? Do they still have these were you live?
  8. Frugal Living
    I've noticed over the years that people don't really look at pennies like they should. I mean, seriously, they're the most "lost" coin out of the bunch! Quarter = big, shiny coin that gets you lots without having to break change Dime = helps out the nickle when you're out of quarters and is...
  9. Money challenges
    The New Year has begun. Time for new goals and challenges. Let's get the ball rolling on the Change Jar and Penny Challenge for 2010! I have three separate jars: one for quarters; one for nickels and dimes; and one for pennies. Just drop your coins into the jars and come back here and post...
  10. Frugal Living
    There was a post below, by Peanut, asking if anybody picks up pennies. I've been noticing over the past year or so, that while I used to see pennies on the ground all the time, I am now picking up more dimes than anything else! Now, I know that society in general views the lowly penny as not...
  11. Money challenges
    For about six weeks now I have been putting myself through probably the tightest budget I have ever put myself through. Not that we really need to, but honestly I’m sick of the debt and want to be done with it as soon as possible. So recently I decided I would make sure I have no stagnant...
  12. Drugstore & Grocery Store Deals/Product Reviews
    You know the super great sales on school supplies that Staples has when does their sales start? Also is there any where online to find out what the is on sale?
  13. Money challenges
    Being able to account for where my money is going has been an acquired discipline. I'll admit, establishing a consistent way to account for every cent is not easy. While there are all sorts of financial tools available that will upload your income & expenses by tracking your checking account, I...
  14. Money challenges
    Who’s up for a Change Jar and Penny Challenge for 2009? Everyone did such a fantabulous job in 2008; I thought we’d give it another go. It’s not long until the New Year begins. I am going to deposit my change from 2008 into my savings account that I started with the change I accumulated in...
  15. Debt Reduction & Money Management
    Just starting this thread as a way to keep myself "honest" about my spending in December 2008. I would like to try to track all my expenses, and I find myself not doing so when I put it on paper. Since I'm on this site every day, where better to jot it all down? :) Feel free to make...
  16. Question and Answer
    I'm starting to find it a bit bizarre. Every single day I find at least one penny to pick up off the ground. Some days I find 14 cents, other times I've found a couple hundred (new game teens are playing, bouncing pennies from a roll on the sidewalk). What surprises me, is that I seem to be the...
  17. Find Your Kith
    I don't necessarily like the term penny pincher, but couldn't think of anything creative lol. This is a kith for those of us who are frugal and 26 years old or younger. Not that 26 is some magic number that makes you no longer "young", just the age that popped into my head :). So how many of...
  18. Frugal Living
    Just got done reading and adding to the thread"harder to pay bills." I have already been cutting back etc., but now I feel like I need to go back and reread other posts to get better motivated to save a penny here and there. It has been harder lately and I am going to get busy with a grocery...
  19. News you can use
    What if we spent every penny? Economists imagine a $100 billion tax-stimulus spending spree -- and say it could be enough to stop the recession in its tracks.
  20. Question and Answer
    I was just wondering if any of you have tried keeping track of every penny spent during a month's period of time. And, if so - did that help to change your spending after that month was up? I've tried doing this numerous times and did good at first but never made it through an entire month but...
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