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  1. Dave Ramsey
    What are some differences between Dave and Suze Orman? I remember listening to him on the radio a while back while I was on a long drive and appreciated a lot of the things he has to say and his enthusiasm, then Laura Ingram came on after him and I realized I had the radio on a Fox station. Not...
  2. Meal planning
    Each summer we rent an apartment, condo or house at the beach. I try to make most meals to keep cost down. I plan a tentative menu and shopping list. I take whatever I can from home to keep cost down and make a list to shop from when we get there. Here's this year's menu: Saturday...
  3. Meal planning
    Does anyone mind posting their June Meal Plan and if you have July's made up that would be helpful too. I always seem to draw a blank when it's time to make one. Thanks.
  4. Question and Answer
    I have two cookbooks that have these, one from Mohawk Power and another old Hotpoint electric range cookbook. It occurred to me that although I have these, I next to never make any of the recipes in them, and I should organize the recipes that I do make to do this...and discovered that I really...
  5. Dave Ramsey
    Hello! I stumbled accross Dave Ramsey a few weeks ago and am getting ready to dive in!!! My DH and I have registered to take the FPU classes starting on Wednesday, May 4th and I have The Total Money Makeover on hold (only one person ahead of me-yea!!!) at the library. I plan to fund (or...
  6. Homesteading and gardening
    We still have LOTS of snow in the yard. I doubt we'll see the yard until May. I'm not kidding, either... It's been extremely warm this past week and only a fraction of the snow melted. I'd say there's still two feet worth in the backyard where it was flat and in the front yard, we have about 5...
  7. Family
    My 5 year old currently goes to preschool 3 days a week and we pay $265 a month for it. (This is cheap compared to other preschools in the area!) Once they are done for the summer it is up to me to keep him busy. I considered putting him in a summer program, but the cheapest one I could find...
  8. Child free
    after you pay off your debt? Every one that I know that is paying off debt has children. They have plans made that revolve around their kids and I was curious what plans the child-free are making for the future? We are planning on saving for (hopefully) an early retirement and also to...
  9. Preparedness and Survival
    I did Red Cross Disaster Services for ten years and saw an awful lot of emergencies and disasters. This was an article I had written previously about preparing for an emergency. Thought some of you might find it helpful if you have been a little overwhelmed wondering where to start your...
  10. Meal planning
    I think I've finally nailed the menu planning. I have a solid list of meals and this is what we go with to help prevent us from eating out: Breakfast - cold cereal or oatmeal Lunch - (DS12 takes banana, two sandwiches, cookies and juice... DH takes two salami and mustard sandwiches, yogurt and...
  11. Homesteading and gardening
    I am trying to get my vegetable garden planned out before I start seeds. Does anyone know of Gardening software or Garden Planning online? I googled it and got a few but was wondering if anyone could recommend something they had used. Thanks in advance.
  12. Goals and Dreams
    So I have come up with a list of goals to achieve that will form my 5 year plan. Hubby and I have decided to go to the UK for a couple of years once i finish Uni and do a grad year. Year 1 - 2011 * Pay of personal debts (rent, store finance and cc), all by the end of August when my tax return...
  13. Lifestyle challenges
    So I have been hanging around here for the last week of so...trying to get a handle on frugal living...I started seriously thinking about this way of life when I was a stay at home mum struggling to make ends meet...when DD was 9 months old I HAD to return to work to help DP keep a roof over our...
  14. Goals and Dreams
    We have a 5-year plan to move from Michigan to Portland, Oregon. Within that time frame, we want to pay off all of our credit cards, pay the house down so we can sell it (we are currently upside down), send DH to law school (3 years), finish up my bachelors degree, and then (if it's offered)...
  15. Meal planning
    but then something throws a wrench in it! Take for instance: You go through the circulars. You check out the deals online. You plan your meals for the next week or two, then you head out to the store. But what do you know? There's 30% chicken breasts for sale! There's 50% ground beef for sale...
  16. Thanksgiving
    For those that are entertaining and doing most of the cooking, what's your spread going to look like? :)
  17. Money challenges
    Ok, so I have my budget set out so that after june/july there will be no more daycare. I will take 18-24 months off :) Now, I don't WANT to re-open after that time. BUT, I found a back up plan. If we find we are using up the savings, then I need to have some income. I could drive a school...
  18. Meal planning
    My DH will be commuting on Sunday afternoons to Edmonton and will not be coming home until Friday nights. With him not being here for a minimum of five meals, it's going from making enough food to feed six to enough food to feed three (well, four if you count DS12 as being two). With it being...
  19. General Chat
    We completed the bedroom/bathroom addition and are getting ready to have the kitchen completely gutted and re done. Everything but the floors are getting redone. The old plaster walls have to be replastered, new cabinets, sink, countertops and backsplash. I am excited , but we are still...
  20. Dave Ramsey
    hey all, I am a newbie and was wondering if the Dave Ramsey plan really works to help get you out of debt. I am tired of my husband and I being in debt and all that goes with it. So, I was wondering whether or not his plan really worked and how hard it was to complete. We don't have a lot of...
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