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planning

  1. Debt Reduction & Money Management
    https://www.businessinsider.com/personal-finance/extreme-frugality-not-healthy-changed-budget-build-wealth-2021-1 "I used to think extreme frugality would help me build wealth but it did the opposite, so I made 2 changes to my budget and now I'm saving more than ever"
  2. Food challenges
    Whether by the week, pay period, or month, meal planning can be one great frugal tool in your money-saving toolbox! I did pretty well in 2017, but neglected to plan 52/52 weeks so there's room for improvement. What is your goal for this year? My goal is to plan dinners (not a new recipe or dish...
  3. Christmas
    Confession: I planned VERY poorly and ended up spending way too much on Christmas gifts this year. In fact, I let life get the better of me and ended up doing the bulk of my shopping in the week before Christmas when prices were anything but at their lowest. So, for Christmas 2018, I am...
  4. General Chat
    i just realize the importance of preparation, since work days are always very hectic in the morning. i learned a lot from the website money saving mom, on the importance of planning & preparation. On work days, i usually prepare this the night before: -clothes to wear tomorrow -pack my lunch...
  5. Holidays-Special Occasions-Celebrations
    **The birthday get-together is on Wednesday, and I need really need ideas now!! Please keep reading!!** My Dad turned 60 near the end of April, but he and my mom were away (visiting family from afar) on the actual date. I wanted to do something to celebrate, so I talked to my aunt (his only...
  6. Homesteading and gardening
    What do you use to plan out your garden and keep records? do you use pencil and paper? computer spreadsheets or some sort of online tool? I've seen a few online tools, and the farmer's i've worked for used both paper and spreadsheets, but I'm wondering how more experienced gardeners generally do...
  7. General Chat
    Looks like it's getting to be my turn to host. Of course I want it to be fun, so thought I'd ask here.... what is YOUR idea of "great" way to get together with your girlfriends? The most recent ones were a movie night, chocolate party, and one of those "sales" parties. All had snacks, and that's...
  8. Just Tips
    As most of you might know my father died in early fall and I have been dealing with the estate since, as executor. Give very careful consideration on not only the type of Power of Atty. you set up but who you give the power to, especially if you have multiple children. There are various types...
  9. General Chat
    And nope this is not frugal at all ;) We are looking at booking a trip for the 4 of us to Oahu the first part of April. We have never been but this island has been recommended and my DH really wants to visit Pearl Harbor. We would have a week. We would have a rental car as well. Would love...
  10. Coupons
    I'm returning to couponing after about 20+ years. (My 21 year old daughter got me back into it :hugz:). Things have really changed, but some things remain the same: I've tried a few methods, and find that my old method of using a recipe index-card box is the best way for me. I am sitting...
  11. Food challenges
    Nuisance 26 got us started on this challenge in 2011 so I thought I'd kick it off in 2012! Post your weekly or monthly menus here. Planning ahead can alleviate dinnertime stress and add to your overall yearly $$ savings. Additionally, posting ideas here can be a fantastic source of culinary...
  12. Weddings and bridal showers
    For those who don't know, I've been in a long-distance relationship (Colorado for me, Delaware for him) for 3 years and he surprise proposed to me on December 9th. Literally showed up on my doorstep from 1,495 miles away with ring in hand!! It was so awesome! He stayed the weekend. Our plan...
  13. Meal planning
    I'm in search of something that I can organize for our family. We are mostly creatures of habit, and he has his set breakfasts and his lunches are leftovers. My breakfasts are usually fruit, lunch a salad. But dinner is where we kind of trip and stumble. We have our old favorites but we love...
  14. Christmas
    I'm just starting to think about the winter holidays. I'm a super busy full-time working student, and so we don't have a lot of expendable income. But, I really do believe I'm a terrible gift-giver. By this time of year I usually have at least half a dozen ideas for dh - but this year, I...
  15. Meal planning
    ~Various types to print for free. AND excel/google/open office downloads so you can make custom menus from all your own favorite meals and sides quickly and easily. One of them even features a running grocery list for you. Very cool! Meal Planner - Free Weekly Menu Planner Template ~
  16. General Chat
    We have a chill in the air this morning. My children go to their drawers and picked out a hoodie or a jacket. After school drop off, I head to walmart. There were a bunch of people there, way more than normal at this time of day. They weren't buying the ordinarily "this is for my lunch"...
  17. Meal planning
    I don't want to do anything too regimented...like monday is Chicken. But I need something in place to make planning easier. I was thinking something along the lines of trying to plan for (per week): 1 crock pot recipe 1 sandwich night 1 leftover night 1 full Sunday meal 1 "ethnic" night 1...
  18. Kitchen Basics
    those of you who menu plan, how far ahead do you plan for? Do you use a rotating plan, or a new one each week? Do you shop for your menu or shop, then make your menu? Can I have a sample idea of what your menu looks like? Thank you!!!!
  19. Debt Reduction & Money Management
    My inlaws announced about a month ago that they wanted to put both dh and I on their checking accounts. I am added also because they know dh has never done any budgeting or bills and if they need help it will be me doing it. I told them I thought they should just draw up the papers with an...
  20. General Chat
    We are in our 60s, house paid off, no debt, good savings, and retired with pension. Now we are looking to redo our will and make plans for inheritances. It just seems to be that time of life! We have a will now, but it is very out of date, so we think it is a smart move to change things now...
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