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  1. Support
    Maybe I need prayers, I dunno. Been so much going on haven't posted much, sorry. Kinda fabulously quit my job in blaze of glory, but it allowed me to spend Christmas with my family in the first time in I don't know how many years. Guess everyone's got their breaking spot. I've hit mine...
  2. Debt Reduction & Money Management
    So I've been trying to do a budget that we can stick to, but we somehow end up straying. It's a long and arduous task; a task that has rarely been done by both DH and I. But, with the last five months in a bit of dismay, we decided tonight to buckle down and have a good long discussion about it...
  3. General Chat
    Does anyone else ever do things like this? I had put aside a little bit of money for a trip for the end of summer. We took the trip and had a great time. We went to Ottawa and did all sorts of tourist-y things. Unfortunately, nearly everything took way more money than planned for. Things...
  4. Dave Ramsey
    We have been seriously 'snowballing' for 1 year. 7/1/10 I got serious and sat down and wrote all our debts in a notebook, began tracking our 'extra' payments each month, re-did the tally every 6 months. We began with $27,000+ consumer/business debt (not counting the mortgage, of course). We have...
  5. Success Stories
    It's starting. Today we had an unexpected car repair on our only vehicle. We had the money in the EF to cover it! Hubby put it on a card, but we will transfer money to pay the card right away (takes a day). I'm excited. I once posted that we were current with our bills which we were, BUT we...
  6. Homesteading and gardening
    These are the seedlings that I posted on Mar 16. Now here they are today Apr 10,potted up into 4 in pots.Final count 232 plants.I won't run out this year!
  7. General Chat
    The real breaking has started. I hope you like the photos. http://www.frugalvillage.com/forums/members/dutchie-albums-follow-up-sons-apartment-building-progress.html
  8. Education
    Well kids, I am 12 weeks into my first term, and have completed 12 credits! Eleven more credits and I will enter the actual MSN phase of the program. (The work I'm doing now is considered a 'bridge' because my original BS degree is not in nursing.) The work at your own pace is very appealing to...
  9. Health and beauty
    I just weighed in!!! Down 1.5 lbs from last week, even with some serious indulgences. But ironically, I crave raw veggies most of the time, so cravings for junk don't happen often. Dh and I agreed on gym membership. Did my research and got it for $20 off per month! Pays to be a community...
  10. Supplemental Income, Small Business
    I work full time (salaried, no opportunity for overtime), go to school 1 night a week, and my DH works part time and goes to school full time. We are in need of some extra income, but I have been reluctant to look for a part time job, afraid that regular extra hours (and learning a new job) on...
  11. Success Stories
    We reduced our consumer debt by another $2,544 this month! So excited! We now have 74k, down from 81k in June! My goal is to *somehow* get out of CC debt (7800) by the end of the year. I got sidetracked from the CC debt this month and had to pay a school debt instead - and still have about...
  12. Single Moms
    I did get some things accomplished that were stressing me out. I went and got my taxes re-done yesterday so I can get the Obama money for buying the house. I called a plumber today to fix the drip in my shower. I called and made an appointment with the gastroenterologist. I got ahold of my...
  13. Sewing
    I am posting here with the hope that you all will hold me accountable. Lauren asked me to make a new wallet for her. I made one a few years ago from this same pattern, but now she wants one made with different fabric. The first one was flames on black, and now she wants sock monkeys :). Here is...
  14. Frugal Living
    Well, I've been doing better with the grocery expenses....not GREAT, but better. We used to spend around $100 per week on groceries just for the two of us and the past few weeks I've spent around $55-65. It's a GREAT improvement though...I can remember spending that much on one meal with our...
  15. Debt Reduction & Money Management
    I decided that if we want to move next year, we need to start now as far as getting finances in order. We also need a budget because well, I like having one. :D The budget is a work in progress and is subject to change at least three times: 1) When my cell phone plan ends (the date that I...
  16. Financial hardship
    Hi all.. Many of you are already familiar with recent events in my household, but for those who aren't, I'll briefly summarize: -Single mom, DS18 living at home, DS11 living with dad in another state (lost $500 a month in child support when he moved to dad's this summer - state law says one...
  17. Debt Reduction & Money Management
    As you know we took out a loan to buy a van in July. This is our first debt in years and we aren't happy about it, but it needed to be done. We did put $10,000 towards the at the beginning. Anyway, our goal had been to pay it off within a year. Well, just as soon as I made that goal...
  18. Dave Ramsey
    Last night, we had the best discussion about our budget that we've ever had. We both made some compromises (especially me, since I like to "be in charge" of it), and even though we aren't attacking that debt as much as I'd like, we ARE saving up for a down payment for our next house as much as...
  19. Blog
    "Why are we in this handbasket and where are we going?" Well let me tell you, we really covered some ground in May. It's been a neverending journey to get and keep my finances and my act together as long as I can remember. I'm not sure if that's due to my ADHD or a general lack of skills, but...
  20. Adoption
    Sorry guys, but I have got to let off some steam or I'm going to just lose it entirely! 14 years ago when DD was two her biological father decided that he "wasn't ready for all this kid stuff" and left. He even went so far ast to leave the state and get put on California general assistance so...
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