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  1. Homesteading and gardening
    I usually plant my veggies in soil bags or containers. This year is the first time I am doing some raised beds. My question is when I plant the plant, do I cover it with mulch? When I look at some pics it looks like there is a layer of mulch applied. Thank you!
  2. Question and Answer
    My daughter is getting married in Sept and since we don't have a lot of time to prepare we are flying by the seat of our pants on preparations..My biggest goal is to get a location to hold the wedding and reception since we don't have a regular church. Here is my problem...we were unprepared for...
  3. Southwest Pals
    Anyone know A) when Austin City Limits tickets go on sale and B) Where I can get them for cheap after they inevitably sell out right away?
  4. Homesteading and gardening
    Are you planting (for year's to come) anything that will save you money in the long run on your food bill? I feel the urge more than ever to plant anything that will provide my family food for years to come..I hope if you are able to that you will do the same for your family.. I have planted a...
  5. Dave Ramsey
    I now have a consumer loan at 7.9% for 30 yrs for my mobile home. It does not include the land, which is paid off. I did it this way because I figure if something happened, I could always live on the property in a tent or something! I will start paying extra on the principal by the end of the...
  6. Homesteading and gardening
    Would you mind sharing info about your greenhouse, and possibly where you obtained your knowledge on how to decide which to choose?
  7. General Chat
    okay have a slight delimma background ( if you dont care about the background skip down to the ***************s ) 21 yo ( as of wednesday ) dd does not live at home works PT pays own rent cable cell phone gas .... because she is in college we still pay car insurance ( took a break...
  8. DIY
    The hubby drags this upright cleaner home the other day from work. His boss told him to throw it in the dumpster. We came to the conclusion it needs a new belt. I pick up 2 new belts today for $ 3 and open the bottom, and yes, the belt is broke. So I change it. Plug the machine in, and turn...
  9. General Chat
    We are getting ready for a yard sale and have decided to sell our collection of magazines: Taste of Home, Mother Earth News, and Home. These magazines meant a lot to us in years past and jam packed with the info we needed to lead a more frugal lifestyle, and eat well. But like most things at...
  10. General Chat
    so I'm considering getting one and would like to hear from peeps who own one. I've looked at Ipads, toshiba thrive both 10.1'', and some offbrand (well to me anyway-I've never heard of the maker) 7'' tablets. so how well do you like? as compared to your previous pc/laptop. how's the battery...
  11. Debt Reduction & Money Management
    Hi, I'm seeking advice on my car situation. My husband and I just got on the DR plan and are religiously cutting expenses and snowballing our debt. We're starting to see progress already. But we have a car on its very last legs and will need to buy a new one soon, within the next month is...
  12. Dave Ramsey
    How do I get my wife on board with the seriousness of our financial situation? I have always handled the finances. She has never balanced our checkbook nor really kept track of her spending. Very rarely does she even enter her purchases in our check register. We've tried envelopes, but then...
  13. Home Environment
    I want to paint my bathrooms, but I don't want to take the toilet apart to get behind it. Can anyone tell me how to paint behind it without making a huge mess? What painting tools do I use? Help!
  14. General Chat
    In September ds was involved in an accident at church and had to go by ambulance to the children's hospital ER. Our city pays for ambulance rides and we have good insurance. Our out of pocket for the entire thing was about $30. I have gotten 2 notices now from the church's insurance company...
  15. Question and Answer
    I plant lots of containers. [mostly flowers because we have a garden plot] Every year I spend a lot of money on potting soil. I am wondering if anyone has any ideas for saving money on that. We do compost, but I never seem to have enough .
  16. Dave Ramsey
    I have an insurance question. I have three policies (below) and was curious to know what some of you would do. Cash out and find cheaper term? Keep them? I'm 46, divorced with three kids (15, 12 and 10). #1 $500,000 increasing term. Term is good until I'm 90, but the premiums increase...
  17. Frugal Living
    Question. We are getting ready to adopt a baby soon & needing some help with some information. Is it cheaper (by a lot or by a little) to use cloth diapers (not the old ones my mom used to use but those really cute convenient ones they have nowdays) or to use the walmart or whatever brand of...
  18. Homesteading and gardening
    I have a duck - named gimpie - he was bought about 4 - 6 weeks ago. He doesnt appear to be able to use his legs. We didnt know this when we bought him. We bought 4 together and the other 3 are fine. The store has no return policy and at this point, we are very attached to him. He has show a...
  19. Dave Ramsey
    Earlier this year when we received our tax refund, I decided to put it all on our biggest credit card. This was before I stumbled across any Dave Ramsey info. Now, since I paid that on the card, my minimum monthly payments are zero (but interest is still accruing naturally). I know Dave...
  20. Debt Reduction & Money Management
    Neither DH nor I has life insurance. We don't have children. We are renters and don't have any major debt (just a car payment that will be finished in a few years). I have him as the beneficiary on my retirement accounts. Do you think it's a mistake not to have it? His health is...
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