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  1. Debt Reduction & Money Management
    Hey everyone, I'm new here... I found this site and figured this seemed like a pretty good place to check out! I have a couple questions, and I am hoping you guys can help me out. My wife and I have some debt between the two of us. All of it combined, minus student loans, which by themselves...
  2. Dave Ramsey
    Hello! I'm new here and new to DR. I heard about DR from my brother and his wife and have gotten excited about paying off our debt (dh is not exactly excited, but on board). We have $31k in debt that includes a car and student loans. Technically we have a savings account with $17k in it, but...
  3. General Chat
    I'm trying to find out if you can apply for online job's that would be acceptable for the work search? There has to be a total of 3 job searches a week to continue getting unemployment..anyone with info or can direct me to this information would be greatly appreciated.
  4. Calculations and Alternatives
    Bought a really cool booked used from amazon.com called compact cabins...awesome ideas in there! It shows possible cabin plans that use solar energy and propane gas(is it a gas or liquid?) Anways...is it cheaper to buy 200lb tanks of propane for heating,cooking, and refridgeration...and solar...
  5. Question and Answer
    Last year I started a compost bin. I am wondering can I put used dryer sheets in a compost bin?
  6. Question and Answer
    I am considering getting one because I have wanted one for years. What is a good brand for the value? Aluminum, or stainless steel? Size? I could really use some tips, please.
  7. Homesteading and gardening
    I just started out with my first real garden using a plan, 5 weeks ago I planned and planted it out and today I pulled out my first root vegetable and ate it today. I also have pumpkins, squash, cucumbers, pickling gherkins, corn and beans growing well. I have tried twice now to grow...
  8. Baking Breads
    I purchased a bread maker last year thinking it would save me money in the long run. The thing is I have only used it about 3 times because my bread comes out very thick and crusty and seems more like a desert bread then one you would use to make sandwiches or toast. Is your bread supposed to...
  9. Health and beauty
    Since I don't work anymore, I pay out of pocket for a very basic medical plan. However, I would also like to have some sort of dental coverage at least for the big-ticket things like crowns or root canals. I have seen a few discount plans online but I don't know if they are really worth it...
  10. General Chat
    we have a new save-a-lot that will be opening in town i checked out their flyer online and haven't heard of several of the brands they carry.is there any thing you would recomend not buying there a;so how is the quality on the fresh stuff meat produce etc.
  11. Debt Reduction & Money Management
    In 2005, my auto insurance provider told me that it would save me money to get life insurance through them (it was aprx $180/mth for auto alone or $175 for auto & life insurance together.) When purchasing a home a few months ago, I (lazily) opted to go with them for home insurance as well...
  12. Appliances
    I live in a rental so i don't have the users manual. But, I have an electric wall oven that does not have a self clean button. How the heck do i clean it? I didn't want to spray oven cleaner in there and have it get all over the heating element. And will that come off, (the cleaner off of the...
  13. Debt Reduction & Money Management
    Hi everyone. I have some questions about what's needs to happen this year, and I know you are the ones to ask.... We are selling our property that we have in another state. Will only get $50,000 for it, but that is ok.... I have questions here. I know that we will need to pay taxes on this...
  14. General Chat
    Next month my Visa is due to expire...I'm thinking of closing the account as I strap down useless spending inorder to pay off the mortgage faster. My questions are: 1) Is there an annual fee? 2) Is there an interest rate? 3) Is it easy to use onine shopping or a hassel in regards to extra steps...
  15. Homesteading and gardening
    i have a huge picture window that with a stand high enough so the sun shines on the plants would work wonderfully for the plants to get enough sun....do you think it's possible to grow some cherry tomatoes inside or will the plants get yucky and attract fruit flies etc....and how big would the...
  16. Debt Reduction & Money Management
    How much of my income should be left after expenses, or how much should I be saving? I've heard 10% is a good number. Is that 10% of gross or net? Should I be saving more? Is less acceptable? How much should I be spending on housing? I'm considering buying my first house. I've heard 29%-41% of...
  17. Question and Answer
    This evening DH and I are going to a nearby Christian school to be shown around the school by the principal. I went a Christian school from grades 2 to 9 when I was a child, and I really want the same education for my daughters...even though it's a big expense being private and all. I am...
  18. Needle Arts
    I have been admiring felted projects I have seen online and at craft shows recently. I have also done some research online. So today I am in a thrift store and spot what I think is a wool sweater. Get my hands on it and check the label. Lambs wool , rabbit hair, and something else. They wanted...
  19. General Chat
    First I would like to say that we tried. They just kept piling it on. Now we're broken and they can have the stupid house. I don't want to own a house at the expense of my family's well being. Now, my first question is...which is better? Forclosure, short sale or deed in lieu? Too much...
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