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  1. Dave Ramsey
    Good afternoon! Looking at the Dave Ramsey investing advice, and trying to match it up with the options I have in my Fidelity account thru work. Can someone explain to me which ones I should be in if I am following this advice? Currently I am using the following: US LARGE CAP EQ INDX US...
  2. Dave Ramsey
    Just thought I'd share this: Homeschool Buyers Co-op (.org) currently has an offer on the school curriculum and several of his packages (example: the Starter Special is usually $49; through the co-op it is $36.95). There is a $1.95 service fee added (plus DR's normal $5.00 shipping), and your...
  3. Dave Ramsey
    In Dave Ramsey's book "Total Money Makeover" he says something like: "According to a USA Today study on people 65 years old, 97% can’t write a check for $600, 54% are still working, and just 3% are financially secure." (p. 154) I'm looking for the source of that information, meaning the actual...
  4. Dave Ramsey
    There use to be a message board for Dave Ramsey followers, it wasn't Dave Ramseys, just members who created the board...does anyone have this website? I use to be a member. I figure between frugal village and there I can get back on track with my budgeting and frugal living. Thanks :)
  5. Envelope system
    I saw that there is a sale on some of Dave Ramsey's products at his webstie with something like $4.95 shipping. Does anyone know if there is something similar out there for a lower price? Or have you just created your own system? Thanks!
  6. Dave Ramsey
    I have heard Dave Ramsey quote a scripture that states that "when God gives a gift, it has no sorrow added to it". It was in reference to buying too much car...does anyone know the BIBLE VERSE he is quoting?
  7. Dave Ramsey
    We have followed the DR plan for years now and have always loved it and him. Lately though, I have been listening to his radio show a lot. I work from home and listen live and to the archives for several hours a day. I am getting so annoyed by him! First of all, it seems that half of the...
  8. Dave Ramsey
    I am new to Dave Ramsey and am working on setting up my monthly budget. I have the financal peace personal software and input my income before taxes. Now when I go to input expenses, I don't see where to account for what I pay in taxes. I can add this as a category but knowing this is a...
  9. Dave Ramsey
    What are some differences between Dave and Suze Orman? I remember listening to him on the radio a while back while I was on a long drive and appreciated a lot of the things he has to say and his enthusiasm, then Laura Ingram came on after him and I realized I had the radio on a Fox station. Not...
  10. Dave Ramsey
    $10 Books, CDs, DVDs, Software, and More Enjoy
  11. Dave Ramsey
    I keep hearing about "e-meals" for $5 a month. Has anyone tried it? What does it do? With my limited time between jobs I was wondering if it would help me out with menu planning and saving money. Right now I'm on a "what's quick?" plan which isn't always very healthy. Lots of pasta, or...
  12. Dave Ramsey
    I haven't read the book or taken the class yet, so this may be addressed somewhere else too . . . If I have $2000 this month that I can put towards the "project", what are the thoughts on having a baby emergency fund of $1000 and putting the extra $1000 towards snowballing versus having a...
  13. Dave Ramsey
    Military classes, specifically. There's none up here. I've emailed them about possibly getting one up here and they didn't get back to me. =/ Does anyone know how you set something like this up? What kind of cost would be involved? There's a lot of talk around here about getting finances in...
  14. Dave Ramsey
    Does anyone teach the classes? Our Chapel here in Germany would like to offer the classes and have asked me to be one of the teachers. Online, all I can find to get certified is in person. That is not an option for us. I have tried calling, but all I can find is "out of the office" voice...
  15. Dave Ramsey
    Hi Everyone, I just signed up for the free 7 day trial on the Dave Ramsey web site. I can read the forms and see people talking about what plan they are on and how it's nice to see they can be debt free in a certain amt. of time, ect, but it wont let me post to ask how to do that. I did input...
  16. Dave Ramsey
    ... being able to afford to wait for the IRS to be able to process your tax refund because you itemize and congress took too long to pass the tax laws last year. Thanks, DR! Add your own! :D
  17. Dave Ramsey
    Dave Ramsey is half right and half full of beans. Dave says that the only way to have financial peace is to walk with Jesus Christ. I suppose that means that the other 90% of the world who do not walk with Jesus Christ have no money. Dave also says that you should live on less than you make...
  18. Debt Reduction & Money Management
    I used to use the old microsoft $ 2007 and liked it fine. However I do not like the newer version at all so I quit doing any of it on the computer. I didnt like Quicken. I did a trial of Acemoney and liked it but can't link it to my bank. I'm curious about the DR software. I am guessing that...
  19. Dave Ramsey
    I listen to Dave Ramsey every day on the way home from work. The past week or so, he wasn't on so I thought maybe he is on vacation... But Friday I heard the radio station announce The Russ Humphrey show at 3-6 on WGST. That was Dave's spot! I am really bummed because my hour long commute now...
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