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  1. General Chat
    My dd who will be a freshman at college had to buy her school books tonight. Bwahaha! She told me how expensive they were, how long it took her to get that money, how she didn't buy fun stuff so she could buy books. Dh and I got out the violin and played her a sad song to welcome her to...
  2. Debt Reduction & Money Management
    i just went over my 2009 expenditures to reflect reality for the new year 2010. I added up all grocery trips and discovered that i was spending 383 per month, not the budgeted 350. So now the line item is 400 and includes food storage and the odd clearance walmart clothing item. I adjusted...
  3. Leisure & Media Arts
    What is your favorvite reality show ? I myself like amazing race i like the travel and the culture of where they have to go i find the show intersting klean163
  4. Support
    okay, so after much thought, discussion and reading through posts & articles... i know it's me. i'm apparently the only one with my "point of view" (or memory) in my family. it's difficult for the older (male) siblings to know that I was excluded from things intentionally because of being...
  5. Community sites
    This is the link to my blog. I hope you all come read and enjoy! :welcome2:
  6. Blog
    Giving tells the Universe that you believe you are provided for. For even as you empty your purse, you fear not. The act alone is a demonstration of faith that you will remain whole, that your coffers will be replenished, and that love is what matters most. And for whomsoever believes these...
  7. Debt Reduction & Money Management
    Okay looking for opinions here people! Dh and I have been living in our current home for 5 years. It is large enough for our family and we can easily afford it. We had decided a year back to start looking for a slightly larger home with acreage. We have always dreamed and planned of owning...
  8. Christmas
    I was wondering how much money you guys spend on birthday gifts for your teen/pre-teen children? Particularly milestones such as turning 13. (or 10, 16, 18) And the same for the holidays- what do you spend on your kids? What about nephews and nieces, aunts and uncles, siblings, parents, etc...
  9. General Chat
    http://www.cnn.com/2008/CRIME/10/06/california.murder.suicide/index.html It always makes me sad to see things like this. I also read a few days ago about an elderly woman's home loan being forgiven because she shot herself when the sheriff tried to remove her from her home...
  10. Health and beauty
    http://health101.org/art_belief.htm The sun revolves around the earth. If I said that to you, and I was serious, you'd think I was nuts. But if I said it at an earlier point in human history, you'd have replied, "So tell me something I don't know!" Yes, there was a time when everyone believed...
  11. Stay at home moms
    I'm newly out from lurking here at FV & trying to figure out how to stay at home with my two girls. Staying at home would mean cutting our income almost in half -- and, cutting our expenses almost in half. That's a tall order. I like the suggestions from another thread about starting to...
  12. General Chat
    A little background info - I am a 5'9,small-boned person who has been able to eat anything without worrying too much about weight gain. The medical charts say that for someone that is my structure, I should weigh 139#....well, I'm most comfortable at 123# Anyway, to the point. This month we had...
  13. General Chat
    It's spring break week this week and I took most of the week off so my kids could stay home and we could spend some time together. The begininng of the week was trying to get things done I had been putting off. We did some things together like playing cards and watching a movies. Today though, I...
  14. Frugal Living
    I know this isnt a big deal at all but I really need a frugal slap! DS is turning 1 next month and we are having him a birthday party for family and a few friends. We can't do a lot because we are limited on funds. It is Elmo themed and I just went to Kmart and bought invitations to write up. My...
  15. Debt Reduction & Money Management
    One of our goals is to buy a house before my son (9 months next week) starts school. Given the area we live in (central MA), we've decided that we willing to spend $200K-$250K on a house. Obviously we'd like to stay closer to the $200K end of that range, but we're trying to be realistic...
  16. Debt Reduction & Money Management
    I was laid off from my job, back in Oct 2005. I haven't had a real job since. I've done babysitting, cleaned a couple houses, market research, recycling, a few yard sales, & selling a few things on ebay. The only thing that actually brought enough $ to make a difference was babysitting, I'm...
  17. Dave Ramsey
    See http://www.daveramsey.com/
  18. Dave Ramsey
    Now how cool is this? lol! http://www.actualreality.tv/drp/
  19. Debt Reduction & Money Management
    I started counting this morning. I took my december bank statement and january statement to see how much I spend on the unescessary things. Ouch! I can't believe I spend $1285 in grocery in Dec. and 998$ in Jan. 220$ in restaurant in Dec. and 150$ in Jan. Over 200$ in clothes each month...
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