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  1. Debt Reduction & Money Management
    Found this article and found it very useful! How to Reduce Expenses: 20 steps "If by covetousnesse or negligence, one withdraw from them their ordinary foode, he shall be penny wise, and pound foolish." E. Topsell: Four-footed Beasts (1607)
  2. Debt Reduction & Money Management
    My husband knows his job will end in June 2013. He's 60 and the chances of him getting anything else in his field are slim to none, even part-time teaching (academic). My job ends June 2012 and I'm going back to school for 8 months to get a teaching certificate and take over as the main...
  3. Question and Answer
    Okay, please help me. I’m trying to build up an emergency fund, and I need to cut my grocery bill down a little more. I have 5 people in my family: DH and I, DD 5, DS 3, and DD 10 months. I also feed my FIL supper 3-4 times a week I would like to get my grocery bill under $2000/year, which...
  4. Financial hardship
    I’ve been seriously thinking of asking my boss to reduce my hourly wages 28%. :feedback: Would this show I am a team player to the company or is this a stupid idea? Has this been done before? This is the background story: My previous employer went bankrupt 6 months ago; my current employer...
  5. Utilities
    After opening our recent electric bill and nearly having a stroke, I thought I'd look for more ways to reduce our electric bill. I thought maybe some here might find this article useful. Step 1 Caulk around every window and entry door frame, inside and out. If you live in a home with a raised...
  6. Health and beauty
    This article is great for suggesting ways to help reduce the GI of your foods :) #12 is my fave breakky! LOL 14 Ways To Reduce The Glycemic Impact Of Your Meal
  7. Question and Answer
    We live in the SE US, land of high summer humidity. I find myself using the AC more due to rising humidity levels rather than due to the heat. I've semi-looked at buying a dehumidifier to use in our main living area, thinking that we would not need to turn on the AC as much. But, dehumidifiers...
  8. Just Tips
    I saw this on another board and figured with my sodium kick I'm on, I'd give it a try: Take your sliced lunch meat and let it sit in a bowl of water for about a couple of minutes. It'll rinse the salt residue off of the meat, thus lowering some of the sodium content that's in the juices of the...
  9. Just Tips
    The scientific community is continually studying the role of diet in the development of cancer. Many results are preliminary and more is being learned every day. Research is discovering that intake of fruits, vegetables, and cereal grains may interfere with the process of developing cancer of...
  10. Health and beauty
    http://www.naturalnews.com/024720.html I would also like to mention that people who are magnesium deficient have a far greater chance of suffering from kidney stones too. OUCH! I feel bad for anyone who has to go through the process of passing these. DD had these too when she was diagnosed...
  11. Money challenges
    :feedback: OK, there is a title! Feeling inspired by the "No/Low Spend" threads, I would like to give it a whirl too. Mine is going to be a bit shorter though and 100 is a nice round number! I picked $5000 as it is not a horribly impossible $$$ and we need to rebuild our EF as we had used...
  12. General Chat
    hello! i am relatively new here....so i don't see where i could put this, or even if i am allowed to put this???.....if i'm not........ i'm sorry.....please delete. at jcpenny.com in the outlet section they have a black arizona organic tee shirt that says "reduce, reuse, recycle" it is in...
  13. General Chat
    What do you think?
  14. Health and beauty
    http://www.naturalnews.com/z023731.html (NaturalNews) Stress is a big challenge in life nowadays. The sources of stress are many and the helpful ways to reduce stress are also plentiful. Common symptoms of stress include skin problems, impotence, stomach ulcers, high blood pressure, fatigue...
  15. Health and beauty
    http://bastyrcenter.org/content/view/380/ Women with low dietary intakes of vitamins B1 (thiamine), B2 (riboflavin), B12 (cobalamin), and folic acid may be more at risk of developing premalignant changes in the cervix (called cervical dysplasia), according to a new study in Cancer Causes and...
  16. News you can use
    Wall Street firms reduce, banks step up borrowing from Fed program Wall Street Street companies are sharply scaling back their borrowing from the Federal Reserve's emergency lending program over ...
  17. News you can use
    Mortgage insurers try to reduce foreclosures Homeowners and lenders aren't the only losers in foreclosure. Mortgage insurers have a lot at stake too -- and they do a variety of things to keep people in their houses.
  18. Utilities
    Hi all! Our utility bill has been a bit rough on us lately, especially with how insane the weather has been. It'll snow one day and be warm enough to melt it the next! I'm looking for ways to keep our utility bill down all year, not just during the summer. We average about 290/mo in the winter...
  19. Utilities
    I got my daily newsletter from Mar Hunt from Everyday cheapskate, She said they were increasing rates for water use and sewer by 60!!!!! Holy Moly!!! She had a link to a list of 40 things you can do to reduce water usage. There's a few of them that we certainly need to start doing: Indoors...
  20. Utilities
    6 low-cost ways to reduce your home energy use http://green.yahoo.com/blog/amorylovins/23/six-low-cost-ways-to-reduce-your-home-energy-use.html Looks like some good stuff.
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