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  1. Financial hardship
    Just checked my credit report and there are a few things on there that are negative but they are mine.....what happens when i pay these off....and when do they become a not so negative on there... I have some student loans on their also that are negative but are 90 days past due...I am getting...
  2. Education
    Well kids, I am 12 weeks into my first term, and have completed 12 credits! Eleven more credits and I will enter the actual MSN phase of the program. (The work I'm doing now is considered a 'bridge' because my original BS degree is not in nursing.) The work at your own pace is very appealing to...
  3. Question and Answer
    My oldest son brought home his report card (well mid term report). He did well. Sometimes we give them a small gift and we've taken them to the movies or they can have a meal or activity of choice. Just a mini celebration where mom gets to do the report card dance and be silly (but happy...
  4. Debt Reduction & Money Management
    Although we don't plan to use credit again anytime so, I am still concern with having a clean credit report. I just checked DH's and there are 2 accounts that are classified as "charged off". They are both CCs that went to collections, but have since been paid in full. Is that still the correct...
  5. Debt Reduction & Money Management
    How would you grade your households money management? Including your budgeting, savings, and all around frugalness? After grading yourself, list where you think SOMEONE else would suggest you improve.
  6. Debt Reduction & Money Management
    My husband and I have a bad mark on our credit report. We moved out of an apartment complex in 2006 and we had to pay 454 for some carpet to be replaced. We paid it on time. Three months later, we got a bill from a collection agency over it. We called the complex and confirmed that it had been...
  7. Debt Reduction & Money Management
    Here are mine.... *my budget billing on our natural gas went from $63/mo to $45/mo... *my house payment went down $20 because my property taxes went down.... *waiting and hoping the electric budget will go down, my anniversary month is Sept..... I know this isn't much, but I have to look at...
  8. Dave Ramsey
    it looks like we're going to have the money to pay off the Bank of America personal loan settlement! This really opens the door for us to start paying everything else off. This B of A thing has been hanging over our heads for the last month and a half. We wanted to accept the offer, but we...
  9. Dave Ramsey
    I started doing the Dave Ramsey plan about 6 months ago. It is so empowering to be in control of my money instead of burying my head in the sand. I knew I had a lot of debt, but it wasn't until I finally added it up that it hit me. I've actually been making some good progress and have paid...
  10. Debt Reduction & Money Management
    How about sharing your good news? How are your 2009 goals going? *my healthier lifestyle goes in spurts. I have been sporadic at best with my exercise routine. I still hit the drive thru when I'm working too often...this one is hard because I am in my car all day when I am working, I just...
  11. Financial hardship
    I see a TON of websites where I can buy them but I'm not sure which ones are legit. Do any of you know of a legitimate website where I can buy and print off our credit reports from all 3 credit reporting agencies? Thanks, Peace & Love Nicole
  12. Success Stories
    Sitting at work (SHHHH!!) (I work in a cube so I can do this kind of stuff) haha:) I was looking over my financial spreadsheets over the past three months and I am happy to report: Since December 2008 to Present: I have paid off 3 debts (2 cc's and one line of credit) My debt has been reduced...
  13. General Chat
    here are my notes for next hurricane. phone "calling tree" per our employer fell apart and did not work. need one person with a WORKING phone to call all the people in our department. i chose not to do my weekly shopping because i thought i would be out of power, and would end up with a fridge...
  14. News you can use
    Senate report says wealthy use foreign banks to evade taxes A Senate report set for release Thursday asserts that Swiss banking giant UBS and LGT, a large bank in the tiny European principality ...
  15. News you can use
    Report of Fed help for Fannie, Freddie turns stocks Stocks sank further into a bear market Friday as investors dumped stocks in response to troubles at mortgage companies Fannie ...
  16. News you can use
    Checking and reading your credit report A bad or wrong credit report can cost you. Understand it and fix your credit before your finances are affected.
  17. News you can use
    Clean up your own credit report A mistake on your credit report is your responsibility, but you can fix it with time and effort.
  18. News you can use
    Print out copy of online credit report When viewing a credit report online, it's best to print out a copy for safekeeping, says Dr. Don Taylor.
  19. News you can use
    Report: Exxon getting out of retail gas business ExxonMobil is getting out of the retail gasoline business, a market where profits have gotten tougher because of high crude oil ...
  20. News you can use
    File a police report? ID theft victims do try Filing a report can lead to extreme frustration when understaffed and indifferent authorities refuse to do so.
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